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Overview

4 bd4 ba2,118 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built1954
Lot20,647 sqft
Living area2,118 sqft
Price / sqft$246
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Built-in FeaturesCeiling Fans(s)Eat-in KitchenLiving Room/Dining Room ComboSolid Surface CountersStone CountersPrivate MailboxRain Gutters

1475 S Lake Howard Dr is a 1954-built home in Hanna Sub, Winter Haven. Inside you'll find 4 bedrooms, 4 bathrooms, and 2,118 square feet of living space. Listed at $520,000 (about $246/sqft), 96 days on market. Flood zone X, AE - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Virtually Staged. Welcome to the Chain Life! Situated on a spacious 0.47-acre lot with no HOA, this beautifully updated lakefront property on Lake Howard offers a rare opportunity to enjoy life on the renowned Winter Haven Chain of Lakes. One of the home's most desirable features is the beautifully remodeled studio-style guest suite with its own private entrance and en-suite bathroom. Complete with a wood-burning fireplace and ample space to add a kitchenette, this versatile space is ideal as a mother-in-law suite, private guest quarters, home office, or game room. This property would make a great short term rental for VRBO or Airbnb! The main residence features 3 bedrooms and 2.5 baths with numerous updates throughout. The renovated kitchen showcases new cabinetry, beautiful granite countertops, a stainless steel range and microwave, breakfast bar seating, and picturesque views of the backyard. Wood flooring flows through the spacious living areas, including formal living and dining rooms, an open kitchen, and a comfortable family room designed for both everyday living and entertaining. The primary suite offers a private en-suite bathroom with a walk-in shower and access to the beautifully remodeled guest bathroom that features a relaxing tub. Fresh interior paint and numerous recent improvements make the home truly move-in ready. Additional features include a well-equipped laundry room with cabinetry, utility sink, and a refrigerator, an oversized 24' x 26' two-car garage with built-in storage closets, rain gutters, a lake-fed irrigation system, a deep driveway with plenty of parking, and two A/C systems installed in 2021 and 2023. Step outside and enjoy the Florida lifestyle. Relax with your morning coffee on the covered front porch overlooking Lake Howard, or entertain family and friends on the expansive concrete patio overlooking the spacious backyard. Across the street, your private dock provides direct access to Lake Howard and the famous Winter Haven Chain of Lakes, connecting you to 20 navigable lakes. Spend your days boating to waterfront restaurants and bars, watching seasonal Legoland fireworks from the water, seeing seaplanes take off from Lake Jessie, or visiting the Moose Lodge for dining and social events, all which area accessible by boat. Conveniently located between Tampa and Orlando, Winter Haven offers easy access to major airports, Gulf and Atlantic beaches, and a vibrant downtown filled with locally owned restaurants, craft cocktail bars, a brewery, boutiques, and a popular weekly farmers market. Don't just live on the water—experience the unmatched lifestyle of the Winter Haven Chain of Lakes. Schedule your private showing today.

The essentials

Built
1954
Price / sqft
$246
On market
96 days
Annual tax
$6,199
Flood zone
X, AE · Low risk
Lot
20,647 sqft
Type
Single Family Residence

At a glance

Single family
Built 1954
Waterfront
Lake Front
2 car garage
Driveway
0.47 acres
Lot size
2,118 sqft
Living area

Payment

Est. monthly payment
$3,489/mo
Down payment (20%)
$104,000
Property taxes
$517/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1954
Lot
20,647 sqft
Cooling
Central Air, Mini-Split Unit(s)
Heating
Central, Electric
Parking
Driveway, Garage Door Opener, Guest, Oversized
Waterfront
Lake Front, Lake Privileges
Days on Market
96
Built-in Features
Ceiling Fans(s)
Eat-in Kitchen
Living Room/Dining Room Combo
Solid Surface Counters
Stone Counters
Private Mailbox
Rain Gutters
Sidewalk
Dishwasher
Disposal
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Elementary
Lake Shipp Elem
Middle
Denison Middle
High
Lake Region High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X, AE
Annual Tax (2025)
$6,199
Parcel #
26-28-29-618700-000030

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Hanna Sub
County
Polk
MLS Area
33880 - Winter Haven/Eloise/JPV/Wahnetta
Lot Size
20,647 sqft
City LimitsLandscapedLevelOversized LotSidewalkPaved

Price history

Date
Event
Price
8/26/2026
Price change
Source: Stellar MLS #L4963275
$520,000-1.0%
$246/sqft
7/6/2026
Listed for sale
Source: Stellar MLS #L4963275
$525,000
$248/sqft

Neighborhood

1475 S Lake Howard Dr
Winter Haven, FL, 33880 · 33880 - Winter Haven/Eloise/JPV/Wahnetta

Market insights

Offer Insights

Choose an offer strength

List price: $520,000
$515,000 – $520,000
99.5% – 100% of listTops out right at the list price
80% of listList price
115 of the last 196 home closings in 33880 landed at this number or higher (59%). The median one sat 40 days before it went under contract, and this one is on day 96 after a $5,000 cut.

Sample: 196 closed home sales in 33880 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,489/mo
Principal & interest$2,712
Property taxes$517
Insurance$260
Down payment20% · $104,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$520,000

$246 per sq ft

Beds and baths

4 beds, 4 baths

Size

2,118 sq ft

Time on market

96 days

Year built

1954

Monthly payment

About $3,489/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,199 annual tax bill, insurance.

Flood zone

Zone X, AE

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byTHE STONES REAL ESTATE FIRMListing agent: Deanna StoneListing data from Stellar MLS, MLS# L4963275.

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