What it really costs to own in Florida.
Harbor at Lake Henry HOA fees
Winter Haven, Polk County · 33881
Homes in Harbor at Lake Henry (Winter Haven) pay a median $600 a year in HOA dues, about $50 a month, based on 30 listings. Half fall between $600 and $1,000. None of the listings we reviewed report a CDD.
HOA by home type
| Single-family homes | $600/yr | 22 listings |
| Townhomes and villas | $1,200/yr | 8 listings |
Condos and townhomes usually pay more because their dues cover the building, roof or exterior insurance.
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For sale in Harbor at Lake Henry right now
6 active listings






Harbor at Lake Henry cost questions
How much are HOA fees in Harbor at Lake Henry?
Homes in Harbor at Lake Henry (Winter Haven) pay a median $600 a year in HOA dues, about $50 a month, based on 30 listings. Half fall between $600 and $1,000.
Does Harbor at Lake Henry have a CDD?
None of the listings we reviewed report a CDD. Check the tax bill on any home you're serious about: a CDD shows up there as a separate assessment.
What does it cost each month to own in Harbor at Lake Henry, before the mortgage?
HOA comes to about $50 a month at the medians. Not enough listings reported property tax to include it. Insurance and the mortgage come on top. Property tax resets after a sale under Florida's homestead rules, so a buyer's bill can be higher than the seller's.
Where do these numbers come from?
Stellar MLS via Repliers listings in Harbor at Lake Henry from January 2026 to October 2026: homes for sale now plus closed sales in that period, one data point per address (rentals excluded). Fees are converted to annual figures. Individual homes vary by association and home type, so confirm the exact fee on any home before you make an offer.
Source: Stellar MLS via Repliers, January 2026 to October 2026. Medians from 30 addressesin subdivisions matching “HARBOR AT LAKE HENRY”, phases combined. Listing data is reported by listing agents and can be out of date. Updated 2026-10-11.
Compare nearby communities
- Lake North Golf EstatesWinter Haven · HOA $550/yr
- BrookhavenWinter Haven · HOA $408/yr
- Lakeside Ranch For Mobile HomesWinter Haven · HOA $1,716/yr
- Royal HillsWinter Haven · HOA $300/yr
- Lucerne Park ReserveWinter Haven · HOA $200/yr · CDD $2,690/yr
- Lake LucerneWinter Haven · HOA $1,106/yr
- Lake Region Mobile Home VillageHaines City · HOA $3,612/yr
- Lakeside LandingsWinter Haven · HOA $174/yr · CDD $1,576/yr
- Sweetwater Golf and Tennis ClubHaines City · HOA $4,644/yr
- Balmoral EstatesHaines City · HOA $8,248/yr
- Lakes / Lucerne ParkWinter Haven · HOA $592/yr
- Willowbrook NorthWinter Haven · HOA $75/yr · CDD $2,616/yr
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