What it really costs to own in Florida.
Lakes / Lucerne Park HOA fees
Winter Haven, Polk County · 33881
Homes in Lakes / Lucerne Park (Winter Haven) pay a median $592 a year in HOA dues, about $49 a month, based on 5 listings. Half fall between $591 and $612. None of the listings we reviewed report a CDD.
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For sale in Lakes / Lucerne Park right now
3 active listings
Lakes / Lucerne Park cost questions
How much are HOA fees in Lakes / Lucerne Park?
Homes in Lakes / Lucerne Park (Winter Haven) pay a median $592 a year in HOA dues, about $49 a month, based on 5 listings. Half fall between $591 and $612.
Does Lakes / Lucerne Park have a CDD?
None of the listings we reviewed report a CDD. Check the tax bill on any home you're serious about: a CDD shows up there as a separate assessment.
What does it cost each month to own in Lakes / Lucerne Park, before the mortgage?
HOA and property tax come to about $315 a month at the medians (property tax median $3,188 a year). Insurance and the mortgage come on top. Property tax resets after a sale under Florida's homestead rules, so a buyer's bill can be higher than the seller's.
Where do these numbers come from?
Stellar MLS via Repliers listings in Lakes / Lucerne Park from January 2026 to October 2026: homes for sale now plus closed sales in that period, one data point per address (rentals excluded). Fees are converted to annual figures. Individual homes vary by association and home type, so confirm the exact fee on any home before you make an offer.
Source: Stellar MLS via Repliers, January 2026 to October 2026. Medians from 6 addressesin subdivisions matching “LAKES/LUCERNE PARK”, phases combined. Listing data is reported by listing agents and can be out of date. Updated 2026-10-11.
Compare nearby communities
- WillowbrookWinter Haven · CDD $1,720/yr
- Willowbrook NorthWinter Haven · HOA $75/yr · CDD $2,616/yr
- Lake LucerneWinter Haven · HOA $1,106/yr
- LakesLake Alfred · HOA $520/yr
- Lucerne Park ReserveWinter Haven · HOA $200/yr · CDD $2,690/yr
- Royal HillsWinter Haven · HOA $300/yr
- Island LakesWinter Haven · HOA $200/yr
- Winter Ridge CondoWinter Haven · HOA $3,018/yr
- Lake Smart PointeWinter Haven · HOA $600/yr
- Willowbrook SouthWinter Haven · HOA $100/yr · CDD $2,580/yr
- Lakeside LandingsWinter Haven · HOA $174/yr · CDD $1,576/yr
- BrookhavenWinter Haven · HOA $408/yr
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