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Overview

3 bd2 ba1,292 sqft2 car garageSingle Family
TypeSingle Family
HOA$108/mo
Built2020
Lot6,634 sqft
Living area1,292 sqft
Price / sqft$228
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)LightingBuilt-in OvenCooktopDishwasherDisposalDryerElectric Water Heater

1354 Haines Dr is a 2020-built home in Lakes/Lucerne Park Ph 6, Winter Haven. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,292 square feet of living space. Listed at $295,000 (about $228/sqft), 5 days on market. Flood zone X500* - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $108 monthly.

From the listing

Welcome to 1354 Haines Dr in Winter Haven—a charming, modern home that offers the comfort and convenience of newer construction without the wait. Built in 2020, this thoughtfully designed 3-bedroom, 2-bathroom home features 1,292 square feet of living space, making it an excellent option for first-time homebuyers, downsizers, or investors looking for an opportunity in Central Florida. Step inside and discover a practical layout designed for everyday living, with a combination of tile and carpet flooring that brings both functionality and comfort to the home. The open feel and efficient use of space make it easy to envision your own furniture, personal style, and everyday routines here. Outside, the stucco exterior and manageable lot of approximately 6,621 sqft appeal of a newer Florida home with outdoor space to enjoy. Whether you're looking for a place to call your own or an investment opportunity, this property offers a solid starting point in an established Winter Haven neighborhood. Conveniently located in the heart of Polk County, you'll have access to the area's shopping, dining, and everyday essentials while enjoying the Central Florida lifestyle. With its newer construction, functional floor plan, and inviting potential, 1354 Haines Dr is ready for its next chapter. Your opportunity to make it home starts here.

The essentials

Built
2020
Price / sqft
$228
On market
5 days
Annual tax
$2,374
HOA
$108/mo
Flood zone
X500* · Low risk
Lot
6,634 sqft
Type
Single Family Residence

At a glance

Single family
Built 2020
2 car garage
6,634 sqft lot
Lot size
1,292 sqft
Living area

Payment

Est. monthly payment
$1,992/mo
Down payment (20%)
$59,000
Property taxes
$198/mo
HOA
$108/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2020
Lot
6,634 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
5
Ceiling Fans(s)
Lighting
Built-in Oven
Cooktop
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Refrigerator
Washer
Homestead exemption on file Flood Zone X500*
Annual Tax (2025)
$2,374
Parcel #
26-28-03-522510-000980

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Lakes/Lucerne Park Ph 6
County
Polk
MLS Area
33881 - Winter Haven / Florence Villa
Lot Size
6,634 sqft
HOA
$108/mo
LAKES AT LUCERNE PARK

Price history

Date
Event
Price
10/12/2026
Listed for sale
Source: Stellar MLS #S5159634
$295,000
$228/sqft

Neighborhood

1354 Haines Dr
Winter Haven, FL, 33881 · 33881 - Winter Haven / Florence Villa

Market insights

Offer Insights

Choose an offer strength

List price: $295,000
$292,500 – $295,000
99.5% – 100% of listTops out right at the list price
80% of listList price
172 of the last 276 home closings in 33881 landed at this number or higher (62%). The median one sat 42 days before it went under contract, and this one is on day 5.

Sample: 276 closed home sales in 33881 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,992/mo
Principal & interest$1,539
Property taxes$198
Insurance$148
HOA$108
Down payment20% · $59,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$295,000

$228 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,292 sq ft

Time on market

5 days

Year built

2020

Monthly payment

About $1,992/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,374 annual tax bill, insurance, and the $108/mo HOA fee.

HOA fee

$108/mo

Managed by LAKES AT LUCERNE PARK.

Flood zone

Zone X500*

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byLPT REALTY, LLCListing agent: Aizat TuleevaListing data from Stellar MLS, MLS# S5159634.

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