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Overview

3 bd2 ba1,888 sqft2 car garageSingle Family
TypeSingle Family
HOA$260/yr
Built2005
Lot8,037 sqft
Living area1,888 sqft
Price / sqft$180
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Attic VentilatorCeiling Fans(s)Eat-in KitchenHigh CeilingsPrimary Bedroom Main FloorSolid Surface CountersThermostatVaulted Ceiling(s)

7002 Summit Cir is a 2005-built home in Summit East Ph 02, Winter Haven. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,888 square feet of living space. Listed at $340,000 (about $180/sqft), 16 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $260 annually.

From the listing

Beautifully maintained 3-bedroom, 2-bath pool home in a quiet Winter Haven community with a low HOA of $260/year. This home offers extensive upgrades, modern finishes, and a bright, open layout designed for comfortable living. Major improvements include a new roof (2020), new AC (2020), tankless water heater (2021), updated windows (2018), Culligan water system (2016), and a new pool pump and filter (2025). The kitchen features granite countertops, stainless steel appliances, a breakfast bar, and excellent natural light. The bathrooms also include granite counters, updated fixtures, and a large tub in the primary suite. Paradise Walk in tub (2020) in second bathroom. Enjoy Florida living with a saltwater fiberglass pool, screened enclosure, covered patio, fenced yard and irrigation system. Interior highlights include multiple flex spaces, neutral paint, updated ceiling fans, clean flooring, and move-in ready condition. Located close to shopping, dining, medical facilities, Legoland, and major highways, this home offers strong value with thoughtful upgrades and excellent maintenance. Schedule your private showing today.

The essentials

Built
2005
Price / sqft
$180
On market
16 days
Annual tax
$4,730
HOA
$260/yr
Flood zone
X · Low risk
Lot
8,037 sqft
Type
Single Family Residence

At a glance

Single family
Built 2005
Private pool
Fiberglass
2 car garage
Common
8,037 sqft lot
Lot size
1,888 sqft
Living area

Payment

Est. monthly payment
$2,359/mo
Down payment (20%)
$68,000
Property taxes
$394/mo
HOA
$260/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2005
Lot
8,037 sqft
Cooling
Central Air, Humidity Control, Attic Fan
Heating
Central, Electric
Parking
Common, Driveway, Garage Door Opener
Pool
Fiberglass, In Ground, Lighting, Salt Water, Screen Enclosure
Days on Market
16
Attic Ventilator
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
Primary Bedroom Main Floor
Solid Surface Counters
Thermostat
Vaulted Ceiling(s)
Walk-in Closet(s)
Lighting
Private Mailbox
Street Lights
Cooktop
Dishwasher
Disposal
Dryer
Exhaust Fan
Ice Maker
Microwave
Range
Range Hood
Refrigerator
Tankless Water Heater
Washer
Water Filtration System
Elementary
Garden Grove Elem
Middle
Denison Middle
High
Winter Haven Senior

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$4,730
Parcel #
27-29-06-855572-001020

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Summit East Ph 02
County
Polk
MLS Area
33884 - Winter Haven / Cypress Gardens
Lot Size
8,037 sqft
City LimitsLevel
HOA
$260/yr
Specialty Management Company

Price history

Date
Event
Price
9/26/2026
Listed for sale
Source: Stellar MLS #TB8552575
$340,000
$180/sqft

Neighborhood

7002 Summit Cir
Winter Haven, FL, 33884 · 33884 - Winter Haven / Cypress Gardens

Market insights

Offer Insights

Choose an offer strength

List price: $340,000
$337,500 – $340,000
99.5% – 100% of listTops out right at the list price
80% of listList price
222 of the last 352 home closings in 33884 landed at this number or higher (63%). The median one sat 38 days before it went under contract, and this one is on day 16.

Sample: 352 closed home sales in 33884 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,359/mo
Principal & interest$1,773
Property taxes$394
Insurance$170
HOA$22
Down payment20% · $68,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$340,000

$180 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,888 sq ft

Time on market

16 days

Year built

2005

Monthly payment

About $2,359/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,730 annual tax bill, insurance, and the $260/yr HOA fee.

HOA fee

$260/yr

Managed by Specialty Management Company.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byANGELA FOWLER REAL ESTATE, LLCListing agent: Angela FowlerListing data from Stellar MLS, MLS# TB8552575.

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