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Overview

3 bd3 ba2,352 sqft2 car garageSingle Family
TypeSingle Family
HOA$135/yr
Built2001
Lot14,292 sqft
Living area2,352 sqft
Price / sqft$185
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Solid Surface CountersSolid Wood CabinetsWalk-in Closet(s)StorageDishwasherDisposalRangeRefrigerator

205 Thomas CT is a 2001-built home in Lake Thomas Woods Eighth Add, Winter Haven. Inside you'll find 3 bedrooms, 3 bathrooms, and 2,352 square feet of living space. Listed at $435,000 (about $185/sqft), 62 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $135 annually.

From the listing

Welcome to this spacious 3-bedroom, 2.5-bath home offering 2,352 square feet of living space on a generous .33-acre lot tucked away on a quiet cul-de-sac. Designed for both comfortable everyday living and entertaining, this home offers plenty of space inside and out. One of the standout features is the massive bonus room with its own private entrance and an impressive feature wall complete with a waterfall—perfect for a game room, home office, media room, entertaining space, or whatever fits your lifestyle. The kitchen features solid wood cabinetry, granite countertops and plenty of workspace, while the separate dining room provides the perfect setting for meals and gatherings. A large living room, tray ceilings and tile flooring throughout add to the home's spacious feel. The primary suite includes a cedar-lined walk-in closet and an ensuite bath with a walk-in shower. Two additional bedrooms and 1.5 additional baths provide plenty of room for family and guests. Step outside and you'll quickly see why the backyard may become your favorite part of the home! Enjoy the recently resurfaced saltwater pool, expansive lanai and covered 14' x 14' pavilion—ideal for grilling, entertaining or simply relaxing by the pool. Paved walkways and decking surround the property, creating multiple outdoor spaces to enjoy. With over a third of an acre, a cul-de-sac location, a saltwater pool, incredible bonus room and more than 2,350 square feet of living space, this home offers a combination of space, character and indoor/outdoor living that's ready for its next owner. *Listed $15,000 below Appraisal Value*

The essentials

Built
2001
Price / sqft
$185
On market
62 days
Annual tax
$2,477
HOA
$135/yr
Flood zone
X · Low risk
Lot
14,292 sqft
Type
Single Family Residence

At a glance

Single family
Built 2001
Private pool
Gunite
2 car garage
Garage Door Opener
0.33 acres
Lot size
2,352 sqft
Living area

Payment

Est. monthly payment
$2,704/mo
Down payment (20%)
$87,000
Property taxes
$206/mo
HOA
$135/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2001
Lot
14,292 sqft
Cooling
Central Air
Heating
Central
Parking
Garage Door Opener
Pool
Gunite, In Ground, Salt Water, Screen Enclosure
Days on Market
62
Solid Surface Counters
Solid Wood Cabinets
Walk-in Closet(s)
Storage
Dishwasher
Disposal
Range
Refrigerator
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$2,477
Parcel #
25-28-35-355070-000300

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Lake Thomas Woods Eighth Add
County
Polk
MLS Area
33880 - Winter Haven/Eloise/JPV/Wahnetta
Lot Size
14,292 sqft
Cul-De-SacPaved
HOA
$135/yr
Lake Thomas Woods

Price history

Date
Event
Price
9/30/2026
Price change
Source: Stellar MLS #L4963995
$435,000-1.1%
$185/sqft
-
Price change
Source: Stellar MLS #L4963995
$440,000-2.2%
$187/sqft
8/11/2026
Listed for sale
Source: Stellar MLS #L4963995
$450,000
$191/sqft

Neighborhood

205 Thomas CT
Winter Haven, FL, 33880 · 33880 - Winter Haven/Eloise/JPV/Wahnetta

Market insights

Offer Insights

Choose an offer strength

List price: $435,000
$432,500 – $435,000
99.5% – 100% of listTops out right at the list price
80% of listList price
116 of the last 197 home closings in 33880 landed at this number or higher (59%). The median one sat 40 days before it went under contract, and this one is on day 62 after a $15,000 cut.

Sample: 197 closed home sales in 33880 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,704/mo
Principal & interest$2,269
Property taxes$206
Insurance$218
HOA$11
Down payment20% · $87,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$435,000

$185 per sq ft

Beds and baths

3 beds, 3 baths

Size

2,352 sq ft

Time on market

62 days

Year built

2001

Monthly payment

About $2,704/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,477 annual tax bill, insurance, and the $135/yr HOA fee.

HOA fee

$135/yr

Managed by Lake Thomas Woods.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byREGAL REAL ESTATE LLCListing agent: Stephanie MayoListing data from Stellar MLS, MLS# L4963995.

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