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Active
$353,290
540 Ituna Cir, Winter Haven, FL, 33881
$174/sqft·Harbor At Lake Henry
Est. $1,843/moSee payment4
beds
3
baths
2,029
sqft
2
garage
Listed by CAMBRIDGE REALTY OF CENTRAL FL· Last updated · MLS# L4964449
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About this home
IN Wall Pest SystemDishwasherDisposalElectric Water HeaterMicrowaveRangeRefrigerator
540 Ituna Cir is a 2025-built home in Harbor At Lake Henry, Winter Haven. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,029 square feet of living space. Listed at $353,290 (about $174/sqft), 1 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $600 annually.
From the listing
Under Construction. New construction home with 2029 square feet one-story including 4 bedrooms, 2.5 baths, and an open living area. Enjoy an open kitchen with, Quartz countertops, Samsung stainless steel appliances, pantry, and a spacious counter height island, fully open to the dining café and gathering room. The living area, laundry room, and baths include luxury wood vinyl plank flooring, with stain-resistant carpet in the bedrooms. Your owner's suite is complete with a walk-in wardrobe and a private en-suite bath with dual vanities, a tiled shower, and a closeted toilet. Jack-and-Jill Hall bath with an enclosed tub and toilet, accessed from bedrooms 3 and 4. Plus, enjoy a covered lanai, 2-car garage, custom-fit window blinds, architectural shingles, energy-efficient insulation and windows, and a full builder warranty. Please note, virtual tour/photos showcases the home layout; colors and design options in actual home for sale may differ. Furnishings and décor do not convey.
The essentials
Built
2025
Price / sqft
$174
On market
6 days
Annual tax
$0
HOA
$600/yr
Flood zone
X · Low risk
Lot
6,098 sqft
Type
Single Family Residence
Location
Type
Single Family Residence
Year Built
2025
Lot
6,098 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
6
IN Wall Pest System
Dishwasher
Disposal
Electric Water Heater
Microwave
Range
Refrigerator
Flood Zone X
Annual Tax (2024)
$0
Parcel #
26-28-01-521040-000370
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Subdivision
Harbor At Lake Henry
County
Polk
MLS Area
33881 - Winter Haven / Florence Villa
Lot Size
6,098 sqft
HOA
$600/yr
Hcmanagement
Date
Event
Price
8/20/2026
Listed for sale
Source: Stellar MLS #L4964449
$353,290
$174/sqft
Enter a home price - see your real monthly payment.
Loan Details
$100K$2M
Your Results
Total Monthly Payment
$2,643
Principal, interest, tax, insurance, HOA
- P&I$1,843
- Tax$450
- Insurance$300
- HOA$50
Loan Amount
$282,632
Down Payment %
20.0%
First Year Summary
Principal
$2,983
Interest
$19,127
Balance
$279,649
Total Interest
$380,686
Total Cost
$663,318
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