114 Belmont Dr, photo 1
Active
1 / 37

Overview

4 bd2 ba2,069 sqft2 car garageSingle Family
TypeSingle Family
HOA$235/yr
Built1995
Lot10,489 sqft
Living area2,069 sqft
Price / sqft$222
Garage2 car

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenPrimary Bedroom Main FloorSplit BedroomStone CountersThermostatWalk-in Closet(s)Deed Restrictions

114 Belmont Dr is a 1995-built home in Montego Place, Winter Haven. Inside you'll find 4 bedrooms, 2 bathrooms, and 2,069 square feet of living space. Listed at $459,000 (about $222/sqft), 2 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $235 annually.

From the listing

New roof. Newer A/C. New pool resurface. New paint inside and out. The big-ticket items are done, and this home is ready for years to come. Step inside and the split floor plan does its job. To the left, the kitchen and the living room flow together with three bedrooms and a full bath. The kitchen is all new, with new cabinets, new quartz countertops and new stainless appliances. The living room has warm LED cove lighting and a fluted fireplace wall framed by built-ins. To the right is a quiet retreat: a cozy sitting area that leads to the pool and the primary suite, with French doors that open right onto the pool deck. The primary bath is the showstopper, with a new marble-look tiled shower behind glass, a rain head, a wall head and a handheld wand, plus a separate tub. The second bath has new tile on the shower walls and a new tub, and both baths have new quartz tops and new hardware. New flooring runs throughout. Out back is a large screened pool on an oversized deck, then a big fully fenced lawn with a detached workshop for your weekend projects. With a 2-car garage and a low HOA on a quiet street near LEGOLAND and the Chain of Lakes, it's ready to move in. Come see it in person!

The essentials

Built
1995
Price / sqft
$222
On market
2 days
Annual tax
$4,487
HOA
$235/yr
Flood zone
X · Low risk
Lot
10,489 sqft
Type
Single Family Residence

At a glance

Single family
Built 1995
Private pool
In Ground
2 car garage
Driveway
10,489 sqft lot
Lot size
2,069 sqft
Living area

Payment

Est. monthly payment
$3,017/mo
Down payment (20%)
$91,800
Property taxes
$374/mo
HOA
$235/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1995
Lot
10,489 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway
Pool
In Ground, Gunite, Lighting, Outside Bath Access, Screen Enclosure
Days on Market
2
Ceiling Fans(s)
Eat-in Kitchen
Primary Bedroom Main Floor
Split Bedroom
Stone Counters
Thermostat
Walk-in Closet(s)
Deed Restrictions
Dishwasher
Gas Water Heater
Microwave
Range
Refrigerator
Elementary
Chain O Lakes Elem
Middle
Denison Middle
High
Lake Region High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$4,487
Parcel #
26-28-34-662422-000200

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Montego Place
County
Polk
MLS Area
33884 - Winter Haven / Cypress Gardens
Lot Size
10,489 sqft
City LimitsLevelPaved
HOA
$235/yr
Montego Place / Robert Hamilton

Price history

Date
Event
Price
10/14/2026
Listed for sale
Source: Stellar MLS #S5159478
$459,000
$222/sqft

Neighborhood

114 Belmont Dr
Winter Haven, FL, 33884 · 33884 - Winter Haven / Cypress Gardens

Market insights

Offer Insights

Choose an offer strength

List price: $459,000
$457,500 – $459,000
99.5% – 100% of listTops out right at the list price
80% of listList price
224 of the last 357 home closings in 33884 landed at this number or higher (63%). The median one sat 39 days before it went under contract, and this one is on day 2.

Sample: 357 closed home sales in 33884 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,017/mo
Principal & interest$2,394
Property taxes$374
Insurance$230
HOA$20
Down payment20% · $91,800
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$459,000

$222 per sq ft

Beds and baths

4 beds, 2 baths

Size

2,069 sq ft

Time on market

2 days

Year built

1995

Monthly payment

About $3,017/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,487 annual tax bill, insurance, and the $235/yr HOA fee.

HOA fee

$235/yr

Managed by Montego Place / Robert Hamilton.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byMLB FREEDOM DESTINATIONSListing agent: Mark BouchardListing data from Stellar MLS, MLS# S5159478.

Keep exploring Florida

Pick up where you left off, or see what else is out there.