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Overview

6 bd5 ba3,920 sqft3 car garageSingle Family
TypeSingle Family
HOA$240/qtr
Built2006
Lot8,250 sqft
Living area3,920 sqft
Price / sqft$115
Garage3 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenKitchen/Family Room ComboLiving Room/Dining Room ComboPrimarybedroom UpstairsSolid Surface CountersWalk-in Closet(s)Sidewalk

464 Fish Hawk Dr is a 2006-built home in Hart Lake Cove Ph 02, Winter Haven. Inside you'll find 6 bedrooms, 5 bathrooms, and 3,920 square feet of living space. Listed at $449,489 (about $115/sqft), 30 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $240 quarterly.

From the listing

"Looking for a large home at a reasonable price? This spacious 6-bedroom home in Hart Lake Cove could be the one for you! Freshly painted with new carpet throughout most of the home, this property offers an impressive amount of living space and flexibility. The first floor features a living room, family room, dining area, eat-in kitchen, half bath, and a generously sized bedroom with its own private bathroom—ideal for guests, extended family, or a private home office. The spacious kitchen offers plenty of room to cook and entertain and features a center island and stainless steel appliances. Upstairs, you’ll find a large loft, five additional bedrooms, and three bathrooms, providing plenty of room for everyone. The loft offers even more flexible space for a game room, media area, study space, or second family room. Outside, enjoy a large fenced backyard with plenty of room for outdoor activities, pets, entertaining, or simply relaxing. A 3-car garage provides excellent parking and additional storage space. With 6 bedrooms, multiple living areas, a large loft, 4.5 bathrooms, a 3-car garage, and a spacious fenced backyard, this home offers the room and versatility that can be difficult to find at this price point. Upgrades over the years include new roof installed in 2021; new electric water heater in 2022; new heat pump systems in 2019; exterior freshly painted in 2021; new gutters added in 2020. Whether you need space for a large household, extended family, guests, or multiple home offices, this Hart Lake Cove home has plenty to offer. Schedule your private showing today!"

The essentials

Built
2006
Price / sqft
$115
On market
30 days
Annual tax
$6,255
HOA
$240/qtr
Flood zone
X · Low risk
Lot
8,250 sqft
Type
Single Family Residence

At a glance

Single family
Built 2006
3 car garage
Garage Door Opener
8,250 sqft lot
Lot size
3,920 sqft
Living area

Payment

Est. monthly payment
$3,170/mo
Down payment (20%)
$89,898
Property taxes
$521/mo
HOA
$240/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2006
Lot
8,250 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Garage Door Opener
Days on Market
30
Ceiling Fans(s)
Eat-in Kitchen
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Primarybedroom Upstairs
Solid Surface Counters
Walk-in Closet(s)
Sidewalk
Dishwasher
Disposal
Electric Water Heater
Microwave
Range
Refrigerator
Flood Zone X
Annual Tax (2025)
$6,255
Parcel #
26-29-24-690595-000410

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Hart Lake Cove Ph 02
County
Polk
MLS Area
33884 - Winter Haven / Cypress Gardens
Lot Size
8,250 sqft
HOA
$240/qtr
Top Notch Community Association Management

Price history

Date
Event
Price
9/17/2026
Price change
Source: Stellar MLS #O6441688
$449,489
$115/sqft
-
Price change
Source: Stellar MLS #O6441688
$449,500-0.1%
$115/sqft
9/16/2026
Listed for sale
Source: Stellar MLS #O6441688
$450,000
$115/sqft

Neighborhood

464 Fish Hawk Dr
Winter Haven, FL, 33884 · 33884 - Winter Haven / Cypress Gardens

Market insights

Offer Insights

Choose an offer strength

List price: $449,489
$447,500 – $449,489
99.5% – 100% of listTops out right at the list price
80% of listList price
224 of the last 357 home closings in 33884 landed at this number or higher (63%). The median one sat 39 days before it went under contract, and this one is on day 30 after a $511 cut.

Sample: 357 closed home sales in 33884 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,170/mo
Principal & interest$2,344
Property taxes$521
Insurance$225
HOA$80
Down payment20% · $89,898
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$449,489

$115 per sq ft

Beds and baths

6 beds, 5 baths

Size

3,920 sq ft

Time on market

30 days

Year built

2006

Monthly payment

About $3,170/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,255 annual tax bill, insurance, and the $240/qtr HOA fee.

HOA fee

$240/qtr

Managed by Top Notch Community Association Management.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byCFRP REALTY LLCListing agent: John DannelListing data from Stellar MLS, MLS# O6441688.

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