What it really costs to own in Florida.
Reserve at Fairway Oaks HOA fees
Mulberry, Polk County · 33860
Homes in Reserve at Fairway Oaks (Mulberry) pay a median $1,498 a year in HOA dues, about $125 a month, based on 7 listings. Half fall between $1,498 and $1,498. None of the listings we reviewed report a CDD.
What the dues cover
- Common Area Taxes43% of listings
- Private Road43% of listings
Live inventory
For sale in Reserve at Fairway Oaks right now
4 active listings




Reserve at Fairway Oaks cost questions
How much are HOA fees in Reserve at Fairway Oaks?
Homes in Reserve at Fairway Oaks (Mulberry) pay a median $1,498 a year in HOA dues, about $125 a month, based on 7 listings. Half fall between $1,498 and $1,498.
Does Reserve at Fairway Oaks have a CDD?
None of the listings we reviewed report a CDD. Check the tax bill on any home you're serious about: a CDD shows up there as a separate assessment.
What does it cost each month to own in Reserve at Fairway Oaks, before the mortgage?
HOA and property tax come to about $240 a month at the medians (property tax median $1,386 a year). Insurance and the mortgage come on top. Property tax resets after a sale under Florida's homestead rules, so a buyer's bill can be higher than the seller's.
Where do these numbers come from?
Stellar MLS via Repliers listings in Reserve at Fairway Oaks from January 2026 to October 2026: homes for sale now plus closed sales in that period, one data point per address (rentals excluded). Fees are converted to annual figures. Individual homes vary by association and home type, so confirm the exact fee on any home before you make an offer.
Source: Stellar MLS via Repliers, January 2026 to October 2026. Medians from 7 addressesin subdivisions matching “RESERVE AT FAIRWAY OAKS”, phases combined. Listing data is reported by listing agents and can be out of date. Updated 2026-10-11.
Compare nearby communities
- Fairway Oaks FirstMulberry · HOA $2,808/yr
- Fairwoods A CondoMulberry · HOA $4,680/yr
- Bridgeport LakesMulberry · HOA $900/yr
- SundanceMulberry · HOA $330/yr
- Chelsea OaksLakeland · HOA $4,080/yr
- Whisper Woods at EaglebrookeLakeland · CDD $3,272/yr
- CreeksideMulberry · HOA $660/yr
- Deer Brooke SouthLakeland · HOA $170/yr
- EaglebrookeLakeland · HOA $135/yr · CDD $2,704/yr
- Christina WoodsLakeland · HOA $200/yr
- Hallam Preserve West JLakeland · HOA $1,860/yr
- Eaglebrooke NorthLakeland · CDD $3,762/yr
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