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Overview

4 bd3 ba2,379 sqft2 car garageSingle Family
TypeSingle Family
HOA$374.4/qtr
Built2025
Lot11,269 sqft
Living area2,379 sqft
Price / sqft$200
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Crown MoldingEat-in KitchenHigh CeilingsOpen FloorplanSolid Wood CabinetsSplit BedroomStone Counters

4545 Fairway Oaks Dr is a 2025-built home in Reserve At Fairway Oaks, Mulberry. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,379 square feet of living space. Listed at $475,000 (about $200/sqft), 191 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $374.4 quarterly.

From the listing

Virtually Staged. Builder can offer a pool package with this home if you are interested! Welcome to this beautifully crafted 4 bedroom, 2.5 bathroom home located at 4545 Fairway Oaks Dr. This 2025 home is nestled within a desirable gated community in Mulberry, offering peaceful water views, open living spaces, and everyday convenience. Built by a quality builder known for lasting craftsmanship, this home blends thoughtful design with a prime location. Step inside to discover a bright, open floor plan designed for both comfortable living and effortless entertaining. The spacious layout flows beautifully, creating inviting areas for gathering while still offering privacy where it matters most. The attention to detail is visible in all the small details. The Great room features luxury vinyl plank flooring with tray ceilings, Upgraded quartzite counters throughout the home, upgraded doors throughout, ceiling fans already installed. Throughout the home, you’ll appreciate upgraded details such as soft-close cabinetry and under-cabinet lighting, adding both style and convenience to the kitchen and living areas. The primary suite is a true retreat, featuring zero entry shower, dual sinks, dual walk-in closets, private toilet closet, all providing both function and luxury. Enjoy tranquil mornings and relaxing evenings on the covered porch overlooking the water, perfect for unwinding or hosting guests. The home is also equipped with an irrigation system on a timer, helping keep the lawn lush and maintenance simple. Conveniently located with easy access to County Line Road, South Florida Avenue, and Highway 60, commuting and daily errands are a breeze. You’re also within a short drive to I-4, as well as both downtown Lakeland and downtown Mulberry for dining, shopping, and local events. This home offers the perfect combination of quality construction, modern upgrades, scenic surroundings, and a location that keeps you connected to everything Central Florida has to offer. Don’t miss this opportunity — schedule your private showing today or share this listing with your agent before it’s gone! **Click on the virtual tour button for a Matterport 360 degree immersive walkthrough tour of the home. Just like a 24/7 open house!

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The essentials

Built
2025
Price / sqft
$200
On market
191 days
Annual tax
$1,386
HOA
$374.4/qtr
Flood zone
X · Low risk
Lot
11,269 sqft
Type
Single Family Residence

At a glance

Single family
Built 2025
Waterfront
Lake Front
2 car garage
Driveway
0.26 acres
Lot size
2,379 sqft
Living area

Payment

Est. monthly payment
$2,955/mo
Down payment (20%)
$95,000
Property taxes
$115/mo
HOA
$374.4/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2025
Lot
11,269 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway, Garage Door Opener
Waterfront
Lake Front
Days on Market
191
Ceiling Fans(s)
Crown Molding
Eat-in Kitchen
High Ceilings
Open Floorplan
Solid Wood Cabinets
Split Bedroom
Stone Counters
Thermostat
Tray Ceiling(s)
Walk-in Closet(s)
Rain Gutters
Deed Restrictions
Gated Community - No Guard
Dishwasher
Disposal
Electric Water Heater
Microwave
Range
Refrigerator
Elementary
James W Sikes Elem
Middle
Mulberry Middle
High
Mulberry High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$1,386
Parcel #
23-29-34-142466-000090

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Reserve At Fairway Oaks
County
Polk
MLS Area
33860 - Mulberry
Lot Size
11,269 sqft
LandscapedStreet Dead-EndPavedUnincorporated
HOA
$374.4/qtr
Jennifer Conklin

Price history

Date
Event
Price
9/4/2026
Price change
Source: Stellar MLS #L4960817
$475,000-16.5%
$200/sqft
-
Price change
Source: Stellar MLS #L4960817
$569,000+10.1%
$239/sqft
4/3/2026
Listed for sale
Source: Stellar MLS #L4960817
$517,000
$217/sqft

Neighborhood

4545 Fairway Oaks Dr
Mulberry, FL, 33860 · 33860 - Mulberry

Market insights

Offer Insights

Choose an offer strength

List price: $475,000
$472,500 – $475,000
99.5% – 100% of listTops out right at the list price
80% of listList price
71 of the last 119 home closings in 33860 landed at this number or higher (60%). The median one sat 29 days before it went under contract, and this one is on day 191 after a $42,000 cut.

Sample: 119 closed home sales in 33860 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,955/mo
Principal & interest$2,477
Property taxes$115
Insurance$238
HOA$125
Down payment20% · $95,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$475,000

$200 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,379 sq ft

Time on market

191 days

Year built

2025

Monthly payment

About $2,955/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,386 annual tax bill, insurance, and the $374.4/qtr HOA fee.

HOA fee

$374.4/qtr

Managed by Jennifer Conklin.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byLAKELAND HOMETOWN PROPERTIESListing agent: Glenn OffuttListing data from Stellar MLS, MLS# L4960817.

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