2385 4th St, photo 1
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Overview

4 bd3 ba2,719 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built2003
Lot17,999 sqft
Living area2,719 sqft
Price / sqft$189
Garage2 car

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Saturday, Oct 10 · 11:00 AM to 1:00 PM

About this home

Eat-in KitchenHigh CeilingsKitchen/Family Room ComboSplit BedroomThermostatPrivate MailboxCooktopDishwasher

2385 4th St is a 2003-built home in Acreage, Mulberry. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,719 square feet of living space. Listed at $515,000 (about $189/sqft), 20 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Future owner have peace of mind knowing the roof was replaced in 2020 and HVAC 2024 and a fresh exterior paint job in August 2026, it is truly ready for you to moce in and make it home. Picture dinner around the table, a movie on in the family room, and someone finishing the workday behind the office door. At 2385 4th Street, there’s a place for all of it. Set on a spacious corner lot, this four-bedroom, three-bathroom home pairs generous gathering spaces with a layout that works for everyday life. A bright front living room welcomes you in, while the separate family room opens to the breakfast nook and kitchen. White cabinetry, dark countertops, stainless steel appliances, a center island, and plenty of room to cook make the kitchen the heart of the home. There’s also a formal dining room for the meals you want to linger over and a dedicated office when you need a quiet place to focus. The primary suite offers two closets, dual sinks, a soaking tub, and a separate shower. Out back, the screened patio invites you to slow down with your morning coffee or host friends in the evening. Beyond it, the open yard gives you room to enjoy the outdoors. An indoor laundry room and two-car garage add the practical space you’ll appreciate every day. And when you’re ready to get out, Mulberry has more to offer than you might expect: trails at Se7en Wetlands, biking and disc golf at Loyce E. Harpe Park, and a piece of local history at the Mulberry Phosphate Museum. Come walk through 2385 4th Street and see how naturally it all fits together.

The essentials

Built
2003
Price / sqft
$189
On market
21 days
Annual tax
$4,811
Flood zone
X · Low risk
Lot
17,999 sqft
Type
Single Family Residence

At a glance

Single family
Built 2003
2 car garage
0.41 acres
Lot size
2,719 sqft
Living area

Payment

Est. monthly payment
$3,344/mo
Down payment (20%)
$103,000
Property taxes
$401/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2003
Lot
17,999 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
21
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Split Bedroom
Thermostat
Private Mailbox
Cooktop
Dishwasher
Disposal
Dryer
Microwave
Refrigerator
Washer
Elementary
Purcell Elem
Middle
Mulberry Middle
High
Mulberry High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$4,811
Parcel #
23-29-34-000000-042090

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Acreage
County
Polk
MLS Area
33860 - Mulberry
Lot Size
17,999 sqft

Price history

Date
Event
Price
9/18/2026
Listed for sale
Source: Stellar MLS #L4965179
$515,000
$189/sqft

Neighborhood

2385 4th St
Mulberry, FL, 33860 · 33860 - Mulberry

Market insights

Offer Insights

Choose an offer strength

List price: $515,000
$510,000 – $515,000
99.5% – 100% of listTops out right at the list price
80% of listList price
69 of the last 117 home closings in 33860 landed at this number or higher (59%). The median one sat 30 days before it went under contract, and this one is on day 21.

Sample: 117 closed home sales in 33860 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$3,344/mo
Principal & interest$2,686
Property taxes$401
Insurance$258
Down payment20% · $103,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$515,000

$189 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,719 sq ft

Time on market

21 days

Year built

2003

Monthly payment

About $3,344/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,811 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byBHHS FLORIDA PROPERTIES GROUPListing agent: Destiny PacaninsListing data from Stellar MLS, MLS# L4965179.

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