Costs of owning

What it really costs to own in Florida.

Wilder Trace HOA fees

Lakeland, Polk County · 33809

Homes in Wilder Trace (Lakeland) pay a median $195 a year in HOA dues, about $16 a month, based on 6 listings. Half fall between $195 and $200. None of the listings we reviewed report a CDD.

HOA, median
$195/yr
About $16 a month
CDD, median
None reported
Property tax, median
$1,699/yr
Seller's bill; resets after a sale
Monthly, before mortgage
$158
HOA + tax at the medians

Live inventory

For sale in Wilder Trace right now

4 active listings

8335 Mitchall Dr
Active
House for sale
$198,000
3 bed2 bath1,248 sqft0.23 acre lot
8335 Mitchall Dr
Lakeland, FL, 33809
Brokered by COLDWELL BANKER REALTY
8336 Chance Dr
ActivePrice reduced
House for sale
$239,900
$20k
3 bed3 bath1,944 sqft0.23 acre lot
8336 Chance Dr
Lakeland, FL, 33809
Brokered by ISLAND REAL EST&PROP MGMT INC
487 Lindsey Dr
ActivePrice reduced
House for sale
$225,000
$14k
3 bed2 bath1,296 sqft0.23 acre lot
487 Lindsey Dr
Lakeland, FL, 33809
Brokered by REMAX EXPERTS
490 Lindsey Dr
ActivePrice reduced
House for sale
$260,000
$5k
3 bed2 bath1,566 sqft0.26 acre lot
490 Lindsey Dr
Lakeland, FL, 33809
Brokered by FLORIDA REALTY MARKETPLACE
See all 4 Wilder Trace homes

Wilder Trace cost questions

How much are HOA fees in Wilder Trace?

Homes in Wilder Trace (Lakeland) pay a median $195 a year in HOA dues, about $16 a month, based on 6 listings. Half fall between $195 and $200.

Does Wilder Trace have a CDD?

None of the listings we reviewed report a CDD. Check the tax bill on any home you're serious about: a CDD shows up there as a separate assessment.

What does it cost each month to own in Wilder Trace, before the mortgage?

HOA and property tax come to about $158 a month at the medians (property tax median $1,699 a year). Insurance and the mortgage come on top. Property tax resets after a sale under Florida's homestead rules, so a buyer's bill can be higher than the seller's.

Where do these numbers come from?

Stellar MLS via Repliers listings in Wilder Trace from January 2026 to October 2026: homes for sale now plus closed sales in that period, one data point per address (rentals excluded). Fees are converted to annual figures. Individual homes vary by association and home type, so confirm the exact fee on any home before you make an offer.

Source: Stellar MLS via Repliers, January 2026 to October 2026. Medians from 6 addressesin subdivisions matching “WILDER TRACE”, phases combined. Listing data is reported by listing agents and can be out of date. Updated 2026-10-11.

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