490 Lindsey Dr, photo 1
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Overview

3 bd2 ba1,566 sqftManufactured Home
TypeManufactured Home
HOA$195/yr
Built2000
Lot11,439 sqft
Living area1,566 sqft
Price / sqft$169

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)High CeilingsOpen FloorplanSplit BedroomThermostatWalk-in Closet(s)Private YardRain Gutters

490 Lindsey Dr is a 2000-built home in Wilder Trace Ph 01, Lakeland. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,566 square feet of living space. Listed at $264,900 (about $169/sqft), 60 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $195 annually.

From the listing

SELLER NOW ACCEPTING FHA AND VA BUYERS!! BEAUTIFUL 3 Bedroom, 2 Bathroom home in North Lakeland with a PRIVATE, IN-GROUND POOL!! Lots of space to entertain family and friends inside and outside with a large screened-in pool area as well as a fenced back yard!! You'll love the open floor plan, split bedroom plan, lots of natural light and the spacious corner lot that's a bit more than a 1/4 acre!! A HUGE 25X11 SHED for additional storage or possibly an additional place to entertain after swimming! Tinted windows, new roof 2020, new pool screen 2024, new fence 2021, new water heater 2020 and more!! It's all ready for a new owner! Come and see this rare opportunity to own a home that's conveniently located just off 98 North in North Lakeland.

The essentials

Built
2000
Price / sqft
$169
On market
60 days
Annual tax
$2,430
HOA
$195/yr
Flood zone
X · Low risk
Lot
11,439 sqft
Type
Manufactured Home

At a glance

Manufactured home
Built 2000
Private pool
Child Safety Fence
0.26 acres
Lot size
1,566 sqft
Living area

Payment

Est. monthly payment
$1,733/mo
Down payment (20%)
$52,980
Property taxes
$203/mo
HOA
$195/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Manufactured Home
Year Built
2000
Lot
11,439 sqft
Cooling
Central Air
Heating
Central
Parking
Covered, Driveway
Pool
Child Safety Fence, Gunite, In Ground, Screen Enclosure
Days on Market
60
Ceiling Fans(s)
High Ceilings
Open Floorplan
Split Bedroom
Thermostat
Walk-in Closet(s)
Private Yard
Rain Gutters
Storage
Dishwasher
Range
Refrigerator
Elementary
Caldwell Elem
Middle
Lake Gibson Middle/Junio
High
Lake Gibson High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$2,430
Parcel #
23-27-12-000891-004550

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Wilder Trace Ph 01
County
Polk
MLS Area
33809 - Lakeland / Polk City
Lot Size
11,439 sqft
Corner LotLandscapedLevelPaved
HOA
$195/yr
Norma Traas

Price history

Date
Event
Price
10/5/2026
Price change
Source: Stellar MLS #P4939623
$264,900
$169/sqft
8/16/2026
Listed for sale
Source: Stellar MLS #P4939623
$265,000
$169/sqft

Neighborhood

490 Lindsey Dr
Lakeland, FL, 33809 · 33809 - Lakeland / Polk City

Market insights

Offer Insights

Choose an offer strength

List price: $264,900
$262,500 – $264,900
98.7% – 100% of listTops out right at the list price
80% of listList price
72 of the last 142 home closings in 33809 landed at this number or higher (51%). The median one sat 38 days before it went under contract, and this one is on day 60 after a $100 cut.

Sample: 142 closed home sales in 33809 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,733/mo
Principal & interest$1,382
Property taxes$203
Insurance$132
HOA$16
Down payment20% · $52,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$264,900

$169 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,566 sq ft

Time on market

60 days

Year built

2000

Monthly payment

About $1,733/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,430 annual tax bill, insurance, and the $195/yr HOA fee.

HOA fee

$195/yr

Managed by Norma Traas.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byFLORIDA REALTY MARKETPLACEListing agent: Debra Cormier LLCListing data from Stellar MLS, MLS# P4939623.

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