Costs of owning

What it really costs to own in Florida.

Millstone HOA fees

Lakeland, Polk County · 33810

Homes in Millstone (Lakeland) pay a median $780 a year in HOA dues, about $65 a month, based on 20 listings. Half fall between $780 and $780. None of the listings we reviewed report a CDD.

HOA, median
$780/yr
About $65 a month
CDD, median
None reported
Property tax, median
$646/yr
Seller's bill; resets after a sale
Monthly, before mortgage
$119
HOA + tax at the medians

Live inventory

For sale in Millstone right now

10 active listings

8587 Madrid St
ActiveNew constructionPrice reduced
House for sale
$342,990
$26k
4 bed3 bath1,866 sqft0.14 acre lot
8587 Madrid St
Lakeland, FL, 33810
Brokered by DR HORTON REALTY OF CENTRAL FLORIDA LLC
8314 Ponce DE Leon St
ActiveNew construction
House for sale
$368,990
5 bed3 bath2,447 sqft0.11 acre lot
8314 Ponce DE Leon St
Lakeland, FL, 33810
Brokered by DR HORTON REALTY OF CENTRAL FLORIDA LLC
1515 Las Palmas St
ActiveNew construction
House for sale
$335,990
4 bed3 bath1,866 sqft0.11 acre lot
1515 Las Palmas St
Lakeland, FL, 33810
Brokered by DR HORTON REALTY OF CENTRAL FLORIDA LLC
8310 Ponce DE Leon St
ActiveNew construction
House for sale
$314,990
3 bed2 bath1,504 sqft0.11 acre lot
8310 Ponce DE Leon St
Lakeland, FL, 33810
Brokered by DR HORTON REALTY OF CENTRAL FLORIDA LLC
1523 Las Palmas St
ActiveNew construction
House for sale
$309,990
3 bed2 bath1,504 sqft0.11 acre lot
1523 Las Palmas St
Lakeland, FL, 33810
Brokered by DR HORTON REALTY OF CENTRAL FLORIDA LLC
1511 Las Palmas St
ActiveNew construction
House for sale
$362,490
5 bed3 bath2,447 sqft0.14 acre lot
1511 Las Palmas St
Lakeland, FL, 33810
Brokered by DR HORTON REALTY OF CENTRAL FLORIDA LLC
1510 Las Palmas St
ActiveNew constructionPrice reduced
House for sale
$318,990
$3k
4 bed2 bath1,665 sqft0.11 acre lot
1510 Las Palmas St
Lakeland, FL, 33810
Brokered by DR HORTON REALTY OF CENTRAL FLORIDA LLC
1514 Las Palmas St
ActiveNew constructionPrice reduced
House for sale
$320,990
$3k
4 bed2 bath1,665 sqft0.11 acre lot
1514 Las Palmas St
Lakeland, FL, 33810
Brokered by DR HORTON REALTY OF CENTRAL FLORIDA LLC
See all 10 Millstone homes

Millstone cost questions

How much are HOA fees in Millstone?

Homes in Millstone (Lakeland) pay a median $780 a year in HOA dues, about $65 a month, based on 20 listings. Half fall between $780 and $780.

Does Millstone have a CDD?

None of the listings we reviewed report a CDD. Check the tax bill on any home you're serious about: a CDD shows up there as a separate assessment.

What does it cost each month to own in Millstone, before the mortgage?

HOA and property tax come to about $119 a month at the medians (property tax median $646 a year). Insurance and the mortgage come on top. Property tax resets after a sale under Florida's homestead rules, so a buyer's bill can be higher than the seller's.

Where do these numbers come from?

Stellar MLS via Repliers listings in Millstone from January 2026 to October 2026: homes for sale now plus closed sales in that period, one data point per address (rentals excluded). Fees are converted to annual figures. Individual homes vary by association and home type, so confirm the exact fee on any home before you make an offer.

Source: Stellar MLS via Repliers, January 2026 to October 2026. Medians from 20 addressesin subdivisions matching “MILLSTONE”, phases combined. Listing data is reported by listing agents and can be out of date. Updated 2026-10-11.

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