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Hammock Reserve HOA and CDD fees
Haines City, Polk County · 33844
Homes in Hammock Reserve (Haines City) pay a median $671 a year in HOA dues, about $56 a month, based on 47 listings. Half fall between $576 and $701. 77% of listings with a known CDD status (47) report one, with a median $2,331 a year collected on the property tax bill.
What the dues cover
- Pool23% of listings
Amenities listed: Pool, Playground.
Live inventory
For sale in Hammock Reserve right now
39 active listings








Hammock Reserve cost questions
How much are HOA fees in Hammock Reserve?
Homes in Hammock Reserve (Haines City) pay a median $671 a year in HOA dues, about $56 a month, based on 47 listings. Half fall between $576 and $701.
Does Hammock Reserve have a CDD?
Yes, most homes. 77% of the 47 listings with a known CDD status report one, and 32 gave an amount: a median $2,331 a year (range $200 to $2,771). Listings are a sample, not the district's records, so check the tax bill for the exact home. The CDD is billed on the property tax bill, not by the HOA. Part of it usually pays down bonds that end on a set date, while the operations part continues.
What does it cost each month to own in Hammock Reserve, before the mortgage?
HOA, CDD and property tax come to about $860 a month at the medians (property tax median $7,315 a year). Insurance and the mortgage come on top. Property tax resets after a sale under Florida's homestead rules, so a buyer's bill can be higher than the seller's.
Where do these numbers come from?
Stellar MLS via Repliers listings in Hammock Reserve from January 2026 to October 2026: homes for sale now plus closed sales in that period, one data point per address (rentals excluded). Fees are converted to annual figures. Individual homes vary by association and home type, so confirm the exact fee on any home before you make an offer.
Source: Stellar MLS via Repliers, January 2026 to October 2026. Medians from 47 addressesin subdivisions matching “HAMMOCK RESERVE”, phases combined. Listing data is reported by listing agents and can be out of date. Updated 2026-10-11.
Compare nearby communities
- Randa RidgeHaines City · HOA $180/yr
- Villas at Southern Dunes CondoHaines City · HOA $3,528/yr
- Sweetwater Golf and Tennis ClubHaines City · HOA $4,644/yr
- Balmoral EstatesHaines City · HOA $8,248/yr
- Southern Dunes EstatesHaines City · HOA $1,098/yr
- Southern DunesHaines City · HOA $846/yr
- Kokomo BayHaines City · HOA $888/yr
- Calabay Parc at Tower LakeHaines City · HOA $2,800/yr
- Lakeside Ranch For Mobile HomesWinter Haven · HOA $1,716/yr
- Calabay Park at Tower LakeHaines City · HOA $2,800/yr
- Calabay at Tower LakeHaines City · HOA $2,700/yr
- West View Ridge Resorts IncHaines City · HOA $1,000/yr
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