Costs of owning

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Southern Dunes HOA fees

Haines City, Polk County · 33844

Homes in Southern Dunes (Haines City) pay a median $846 a year in HOA dues, about $71 a month, based on 5 listings. Half fall between $846 and $888. None of the listings we reviewed report a CDD.

HOA, median
$846/yr
About $71 a month
CDD, median
None reported
Property tax, median
$5,546/yr
Seller's bill; resets after a sale
Monthly, before mortgage
$533
HOA + tax at the medians

What the dues cover

  • Guard - 24 Hour60% of listings
  • Recreational Facilities40% of listings
  • Pool20% of listings
  • Common Area Taxes20% of listings
  • Escrow Reserves Fund20% of listings
  • Maintenance Grounds20% of listings

Amenities listed: Gated, Golf Course, Tennis Court(s), Fitness Center, Pool, Recreation Facilities.

Live inventory

For sale in Southern Dunes right now

15 active listings

2698 Hemingway Avenue
ActiveNew
House for sale
$320,000
4 bed3 bath1,740 sqft0.09 acre lot
2698 Hemingway Avenue
Haines City, FL, 33844
Brokered by STACEY TOWNS REALTY LLC
3029 Barbados Ln
ActiveNew
House for sale
$350,000
4 bed3 bath1,546 sqft0.15 acre lot
3029 Barbados Ln
Haines City, FL, 33844
Brokered by COLDWELL BANKER REALTY
1523 Gulf Vue Dr
Active
House for sale
$369,000
4 bed3 bath1,542 sqft0.13 acre lot
1523 Gulf Vue Dr
Haines City, FL, 33844
Brokered by COLDWELL BANKER REALTY
1015 Hemingway Cir #1015
Active
Condo for sale
$160,000
2 bed2 bath1,152 sqft564 sqft lot
1015 Hemingway Cir #1015
Haines City, FL, 33844
Brokered by COLDWELL BANKER REALTY
2817 Kokomo Loop
ActivePrice reduced
House for sale
$354,999
$5k
4 bed2 bath1,940 sqft0.13 acre lot
2817 Kokomo Loop
Haines City, FL, 33844
Brokered by COLDWELL BANKER REALTY
1430 Park Pl
Active
House for sale
$525,000
4 bed3 bath1,567 sqft0.15 acre lot
1430 Park Pl
Haines City, FL, 33844
Brokered by GO FLORIDA REALTY, INC.
3122 Montserrat Way
ActivePrice reduced
House for sale
$310,000
$45k
4 bed3 bath1,940 sqft0.15 acre lot
3122 Montserrat Way
Haines City, FL, 33844
Brokered by COLDWELL BANKER REALTY
2464 Saint Augustine Blvd
ActivePrice reduced
House for sale
$310,000
$10k
3 bed2 bath1,142 sqft0.09 acre lot
2464 Saint Augustine Blvd
Haines City, FL, 33844
Brokered by COLDWELL BANKER REALTY
See all 15 Southern Dunes homes

Southern Dunes cost questions

How much are HOA fees in Southern Dunes?

Homes in Southern Dunes (Haines City) pay a median $846 a year in HOA dues, about $71 a month, based on 5 listings. Half fall between $846 and $888.

Does Southern Dunes have a CDD?

None of the listings we reviewed report a CDD. Check the tax bill on any home you're serious about: a CDD shows up there as a separate assessment.

What does it cost each month to own in Southern Dunes, before the mortgage?

HOA and property tax come to about $533 a month at the medians (property tax median $5,546 a year). Insurance and the mortgage come on top. Property tax resets after a sale under Florida's homestead rules, so a buyer's bill can be higher than the seller's.

Where do these numbers come from?

Stellar MLS via Repliers listings in Southern Dunes from January 2026 to October 2026: homes for sale now plus closed sales in that period, one data point per address (rentals excluded). Fees are converted to annual figures. Individual homes vary by association and home type, so confirm the exact fee on any home before you make an offer.

Source: Stellar MLS via Repliers, January 2026 to October 2026. Medians from 6 addressesin subdivisions matching “SOUTHERN DUNES”, phases combined. Listing data is reported by listing agents and can be out of date. Updated 2026-10-11.

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