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About this home
3122 Montserrat Way is a 2003-built home in Southern Dunes / Kokomo Bay Ph 01, Haines City. Inside you'll find 4 bedrooms, 3 bathrooms, and 1,940 square feet of living space. Listed at $310,000 (about $160/sqft), 76 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $222.08 quarterly.
**PRICE ADJUSTMENT & HOME WARRANTY** Amazing value! Don't miss out on this attractive 4-bedroom, 3-bath pool home in the gated, golf course community of Southern Dunes in Haines City. A generous living and dining room opens into a bright kitchen and dinette that flows straight out to the screened lanai and pool — easy living, indoors and out. The split floor of the Cape San Blas model gives everyone genuine privacy, and the spacious primary suite offers a separate shower and garden tub, a large walk-in closet, plus a dedicated owner's closet. Pride of ownership shows throughout: AC and pool heater both approximately 2019, and solar panels that may transfer to the new buyer for real savings on utilities. Southern Dunes is a master-planned community known for its outstanding amenities, centred around a championship 18-hole golf course with a floodlit driving range at the clubhouse. The golf course clubhouse is open to non-members and features a great restaurant serving hot meals and weekend brunch, along with evening activities such as trivia and bingo — a real hub of community life. Residents also enjoy resort-style pools, tennis courts, and a fitness center, all within a secure gated community. The location is equally impressive, with easy access to the Disney corridor as well as nearby shopping, dining favorites such as Manny's Chophouse, medical facilities, and local gyms. Picturesque Winter Haven is just a short drive away, and Tampa, Lakeland, and Orlando International Airport are all within easy reach. This is an exceptional opportunity to own a well-appointed home in a prime location that continues to attract both homeowners and investors alike.
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Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$310,000
$160 per sq ft
Beds and baths
4 beds, 3 baths
Size
1,940 sq ft
Time on market
76 days
Year built
2003
Monthly payment
About $2,199/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,240 annual tax bill, insurance, and the $222.08/qtr HOA fee.
HOA fee
$222.08/qtr
Managed by Don Asher & Associates, Diane Martinez.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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