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Overview

4 bd3 ba2,631 sqftSingle Family
TypeSingle Family
HOA$225/mo
Built2022
Lot5,500 sqft
Living area2,631 sqft
Price / sqft$165

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Eat-in KitchenHigh CeilingsKitchen/Family Room ComboOpen FloorplanStone CountersThermostatWalk-in Closet(s)Lighting

3097 Cassidy Ln is a 2022-built home in Hammock Reserve, Haines City. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,631 square feet of living space. Listed at $433,000 (about $165/sqft), 24 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $225 monthly.

From the listing

Discover exceptional space, comfort, and versatility in this beautiful, move-in-ready home in Estates at Lake Hammock! Tucked away on a quiet cul-de-sac with minimal traffic, this spacious property offers 7 legal bedrooms, making it ideal for large families, multi-generational living, or those seeking additional space for guests, a home office, or entertainment. The thoughtfully designed layout features a private primary suite on the main floor, an inviting kitchen with quartz countertops and tile flooring, comfortable carpeted bedrooms, and a versatile upstairs loft currently used as additional bedroom space. Enjoy a two-car garage, a fenced backyard, a welcoming covered front porch, ceiling fans throughout many rooms, and existing alarm-system wiring. Two solar systems makes the potential for significant energy savings, with estimated savings averaging approximately $6,000 annually. Residents also enjoy access to a community park and playground. Conveniently located near major roadways, including SR 408, SR 50, and Florida’s Turnpike, the home provides easy access to shopping, dining, everyday essentials, and Central Florida’s world-famous attractions, including Walt Disney World. If you’re looking for space, flexibility, privacy, and potential energy savings, this home is an opportunity you won’t want to miss!

The essentials

Built
2022
Price / sqft
$165
On market
24 days
Annual tax
$5,100
HOA
$225/mo
Flood zone
X · Low risk
Lot
5,500 sqft
Type
Single Family Residence

At a glance

Single family
Built 2022
Community pool
Shared amenity
5,500 sqft lot
Lot size
2,631 sqft
Living area

Payment

Est. monthly payment
$3,125/mo
Down payment (20%)
$86,600
Property taxes
$425/mo
HOA
$225/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2022
Lot
5,500 sqft
Cooling
Central Air
Heating
Electric, Heat Pump
Parking
Driveway, Garage Door Opener
Days on Market
24
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Open Floorplan
Stone Counters
Thermostat
Walk-in Closet(s)
Lighting
Sidewalk
Association Recreation - Owned
Irrigation-reclaimed Water
Park
Playground
Pool
Sidewalks
Dishwasher
Disposal
Electric Water Heater
Microwave
Range
Refrigerator
Elementary
Horizons Elementary
Middle
Boone Middle
High
Haines City Senior High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file In a CDD (Community Development District) Flood Zone X
Annual Tax (2026)
$5,100
Parcel #
27-27-19-744118-002120

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Hammock Reserve
County
Polk
MLS Area
33844 - Haines City/Grenelefe
Lot Size
5,500 sqft
HOA
$225/mo
Prime Community Management

Price history

Date
Event
Price
10/22/2026
Listed for sale
Source: Stellar MLS #S5159936
$433,000
$165/sqft

Neighborhood

3097 Cassidy Ln
Haines City, FL, 33844 · 33844 - Haines City/Grenelefe

Market insights

Offer Insights

Choose an offer strength

List price: $433,000
$430,000 – $433,000
99.5% – 100% of listTops out right at the list price
80% of listList price
370 of the last 553 home closings in 33844 landed at this number or higher (67%). The median one sat 46 days before it went under contract, and this one is on day 24.

Sample: 553 closed home sales in 33844 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,125/mo
Principal & interest$2,258
Property taxes$425
Insurance$217
HOA$225
Down payment20% · $86,600
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$433,000

$165 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,631 sq ft

Time on market

24 days

Year built

2022

Monthly payment

About $3,125/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,100 annual tax bill, insurance, and the $225/mo HOA fee.

HOA fee

$225/mo

Managed by Prime Community Management.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byDECONOVA INTERNATIONAL GROUPListing agent: Diego Villalba HidalgoListing data from Stellar MLS, MLS# S5159936.

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