Costs of owning

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Lake Deer Estates HOA and CDD fees

Poinciana, Polk County · 34759

Homes in Lake Deer Estates (Poinciana) pay a median $238 a year in HOA dues, about $20 a month, based on 33 listings. Half fall between $238 and $1,020. 85% of listings with a known CDD status (34) report one, with a median $2,482 a year collected on the property tax bill.

HOA, median
$238/yr
About $20 a month
CDD, median
$2,482/yr
85% of 34 listings have one
Property tax, median
$3,025/yr
Seller's bill; resets after a sale
Monthly, before mortgage
$479
HOA + CDD + tax at the medians

What the dues cover

  • Cable TV64% of listings
  • Internet64% of listings
  • Pool21% of listings

Amenities listed: Playground, Pool, Park, Cable TV.

70% of listings report a second association (often a master HOA). The figures above don't include that second fee, so the total can be higher.

Lake Deer Estates cost questions

How much are HOA fees in Lake Deer Estates?

Homes in Lake Deer Estates (Poinciana) pay a median $238 a year in HOA dues, about $20 a month, based on 33 listings. Half fall between $238 and $1,020.

Does Lake Deer Estates have a CDD?

Yes, most homes. 85% of the 34 listings with a known CDD status report one, and 29 gave an amount: a median $2,482 a year (range $2,341 to $2,482). Listings are a sample, not the district's records, so check the tax bill for the exact home. The CDD is billed on the property tax bill, not by the HOA. Part of it usually pays down bonds that end on a set date, while the operations part continues.

What does it cost each month to own in Lake Deer Estates, before the mortgage?

HOA, CDD and property tax come to about $479 a month at the medians (property tax median $3,025 a year). Insurance and the mortgage come on top. Property tax resets after a sale under Florida's homestead rules, so a buyer's bill can be higher than the seller's.

Where do these numbers come from?

Stellar MLS via Repliers listings in Lake Deer Estates from January 2026 to October 2026: homes for sale now plus closed sales in that period, one data point per address (rentals excluded). Fees are converted to annual figures. Individual homes vary by association and home type, so confirm the exact fee on any home before you make an offer.

Source: Stellar MLS via Repliers, January 2026 to October 2026. Medians from 34 addressesin subdivisions matching “LAKE DEER ESTATES”, phases combined. Listing data is reported by listing agents and can be out of date. Updated 2026-10-11.

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