What it really costs to own in Florida.
Gum Lake Preserve HOA fees
Lake Alfred, Polk County · 33850
Homes in Gum Lake Preserve (Lake Alfred) pay a median $480 a year in HOA dues, about $40 a month, based on 37 listings. Half fall between $480 and $480. None of the listings we reviewed report a CDD.
HOA by home type
| Single-family homes | $480/yr | 30 listings |
| Townhomes and villas | $480/yr | 7 listings |
Condos and townhomes usually pay more because their dues cover the building, roof or exterior insurance.
What the dues cover
- Maintenance Grounds100% of listings
Amenities listed: Park, Playground, Trail(s).
Live inventory
For sale in Gum Lake Preserve right now
33 active listings
Gum Lake Preserve cost questions
How much are HOA fees in Gum Lake Preserve?
Homes in Gum Lake Preserve (Lake Alfred) pay a median $480 a year in HOA dues, about $40 a month, based on 37 listings. Half fall between $480 and $480.
Does Gum Lake Preserve have a CDD?
None of the listings we reviewed report a CDD. Check the tax bill on any home you're serious about: a CDD shows up there as a separate assessment.
What does it cost each month to own in Gum Lake Preserve, before the mortgage?
HOA and property tax come to about $123 a month at the medians (property tax median $998 a year). Insurance and the mortgage come on top. Property tax resets after a sale under Florida's homestead rules, so a buyer's bill can be higher than the seller's.
Where do these numbers come from?
Stellar MLS via Repliers listings in Gum Lake Preserve from January 2026 to October 2026: homes for sale now plus closed sales in that period, one data point per address (rentals excluded). Fees are converted to annual figures. Individual homes vary by association and home type, so confirm the exact fee on any home before you make an offer.
Source: Stellar MLS via Repliers, January 2026 to October 2026. Medians from 37 addressesin subdivisions matching “GUM LAKE PRESERVE”, phases combined. Listing data is reported by listing agents and can be out of date. Updated 2026-10-11.
Compare nearby communities
- Eden HillsLake Alfred · HOA $200/yr · CDD $2,427/yr
- SilverlakeLake Alfred · HOA $135/yr · CDD $2,408/yr
- Springs at Lake AlfredLake Alfred · HOA $350/yr · CDD $1,999/yr
- Water RidgeAuburndale · HOA $2,100/yr
- LakesLake Alfred · HOA $520/yr
- Watercrest EstatesAuburndale · HOA $926/yr
- Mattie PointeAuburndale · HOA $520/yr
- Lake Mattie Preserve TownhomesAuburndale · HOA $2,064/yr · CDD $2,916/yr
- Estates AuburndaleAuburndale · HOA $2,100/yr
- North PointeAuburndale · HOA $1,500/yr
- Lake Mariana AcresLake Alfred · HOA $75/yr
- Sweetwater Golf and Tennis ClubHaines City · HOA $4,644/yr
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