Costs of owning

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Scenic Terrace South HOA and CDD fees

Lake Hamilton, Polk County · 33851, 33844

Homes in Scenic Terrace South (Lake Hamilton) pay a median $707 a year in HOA dues, about $59 a month, based on 26 listings. Half fall between $600 and $707. 73% of listings with a known CDD status (26) report one, with a median $2,440 a year collected on the property tax bill.

HOA, median
$707/yr
About $59 a month
CDD, median
$2,440/yr
73% of 26 listings have one
Property tax, median
$3,427/yr
Seller's bill; resets after a sale
Monthly, before mortgage
$548
HOA + CDD + tax at the medians

What the dues cover

  • Management62% of listings
  • Pool54% of listings

Amenities listed: Pool, Playground, Clubhouse.

Scenic Terrace South cost questions

How much are HOA fees in Scenic Terrace South?

Homes in Scenic Terrace South (Lake Hamilton) pay a median $707 a year in HOA dues, about $59 a month, based on 26 listings. Half fall between $600 and $707.

Does Scenic Terrace South have a CDD?

Yes, for about half the homes or more. 73% of the 26 listings with a known CDD status report one, and 19 gave an amount: a median $2,440 a year (range $1,022 to $3,364). Listings are a sample, not the district's records, so check the tax bill for the exact home. The CDD is billed on the property tax bill, not by the HOA. Part of it usually pays down bonds that end on a set date, while the operations part continues.

What does it cost each month to own in Scenic Terrace South, before the mortgage?

HOA, CDD and property tax come to about $548 a month at the medians (property tax median $3,427 a year). Insurance and the mortgage come on top. Property tax resets after a sale under Florida's homestead rules, so a buyer's bill can be higher than the seller's.

Where do these numbers come from?

Stellar MLS via Repliers listings in Scenic Terrace South from January 2026 to October 2026: homes for sale now plus closed sales in that period, one data point per address (rentals excluded). Fees are converted to annual figures. Individual homes vary by association and home type, so confirm the exact fee on any home before you make an offer.

Source: Stellar MLS via Repliers, January 2026 to October 2026. Medians from 26 addressesin subdivisions matching “SCENIC TERRACE SOUTH”, phases combined. Listing data is reported by listing agents and can be out of date. Updated 2026-10-11.

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