What it really costs to own in Florida.
Hamilton Bluff HOA and CDD fees
Lake Hamilton, Polk County · 33851, 33844
Homes in Hamilton Bluff (Lake Hamilton) pay a median $620 a year in HOA dues, about $52 a month, based on 74 listings. Half fall between $572 and $620. 97% of listings with a known CDD status (78) report one, with a median $2,345 a year collected on the property tax bill.
What the dues cover
- Internet61% of listings
- Pool24% of listings
Amenities listed: Pool, Playground, Park, Trail(s).
Live inventory
For sale in Hamilton Bluff right now
21 active listings








Hamilton Bluff cost questions
How much are HOA fees in Hamilton Bluff?
Homes in Hamilton Bluff (Lake Hamilton) pay a median $620 a year in HOA dues, about $52 a month, based on 74 listings. Half fall between $572 and $620.
Does Hamilton Bluff have a CDD?
Yes, most homes. 97% of the 78 listings with a known CDD status report one, and 76 gave an amount: a median $2,345 a year (range $2,253 to $2,653). Listings are a sample, not the district's records, so check the tax bill for the exact home. The CDD is billed on the property tax bill, not by the HOA. Part of it usually pays down bonds that end on a set date, while the operations part continues.
What does it cost each month to own in Hamilton Bluff, before the mortgage?
HOA, CDD and property tax come to about $535 a month at the medians (property tax median $3,452 a year). Insurance and the mortgage come on top. Property tax resets after a sale under Florida's homestead rules, so a buyer's bill can be higher than the seller's.
Where do these numbers come from?
Stellar MLS via Repliers listings in Hamilton Bluff from January 2026 to October 2026: homes for sale now plus closed sales in that period, one data point per address (rentals excluded). Fees are converted to annual figures. Individual homes vary by association and home type, so confirm the exact fee on any home before you make an offer.
Source: Stellar MLS via Repliers, January 2026 to October 2026. Medians from 78 addressesin subdivisions matching “HAMILTON BLUFF”, phases combined. Listing data is reported by listing agents and can be out of date. Updated 2026-10-11.
Compare nearby communities
- Lake HamiltonHaines City · HOA $616/yr · CDD $2,608/yr
- Seasons at Scenic TerraceLake Hamilton · HOA $592/yr · CDD $2,240/yr
- Scenic Terrace SouthLake Hamilton · HOA $707/yr · CDD $2,440/yr
- Scenic Terrace NorthHaines City · CDD $3,364/yr
- Scenic TerraceHaines City · HOA $712/yr · CDD $3,151/yr
- Maria VistaDundee · HOA $435/yr
- Magnolia ParkHaines City · HOA $250/yr · CDD $3,201/yr
- Ridge / Swan LakeDundee · HOA $527/yr
- Seasons at Shores of Lake DellDundee · HOA $1,212/yr
- Lake Region Mobile Home VillageHaines City · HOA $3,612/yr
- Ridge DundeeDundee · HOA $400/yr
- Seasons at Bella VistaDundee · HOA $1,348/yr
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