What it really costs to own in Florida.
Ridge / Swan Lake HOA fees
Dundee, Polk County · 33838
Homes in Ridge / Swan Lake (Dundee) pay a median $527 a year in HOA dues, about $44 a month, based on 8 listings. Half fall between $526 and $536. None of the listings we reviewed report a CDD.
Live inventory
For sale in Ridge / Swan Lake right now
6 active listings
Ridge / Swan Lake cost questions
How much are HOA fees in Ridge / Swan Lake?
Homes in Ridge / Swan Lake (Dundee) pay a median $527 a year in HOA dues, about $44 a month, based on 8 listings. Half fall between $526 and $536.
Does Ridge / Swan Lake have a CDD?
None of the listings we reviewed report a CDD. Check the tax bill on any home you're serious about: a CDD shows up there as a separate assessment.
What does it cost each month to own in Ridge / Swan Lake, before the mortgage?
HOA and property tax come to about $348 a month at the medians (property tax median $3,643 a year). Insurance and the mortgage come on top. Property tax resets after a sale under Florida's homestead rules, so a buyer's bill can be higher than the seller's.
Where do these numbers come from?
Stellar MLS via Repliers listings in Ridge / Swan Lake from January 2026 to October 2026: homes for sale now plus closed sales in that period, one data point per address (rentals excluded). Fees are converted to annual figures. Individual homes vary by association and home type, so confirm the exact fee on any home before you make an offer.
Source: Stellar MLS via Repliers, January 2026 to October 2026. Medians from 8 addressesin subdivisions matching “RIDGE/SWAN LAKE”, phases combined. Listing data is reported by listing agents and can be out of date. Updated 2026-10-11.
Compare nearby communities
- Ridge DundeeDundee · HOA $400/yr
- Maria VistaDundee · HOA $435/yr
- Mabel Loop RidgeDundee · HOA $420/yr
- Woodland RanchDundee · HOA $780/yr · CDD $2,096/yr
- Seasons at Bella VistaDundee · HOA $1,348/yr
- Sol VistaDundee · HOA $1,776/yr
- Woodland Ranch EstatesDundee · HOA $780/yr · CDD $1,950/yr
- Seasons at Shores of Lake DellDundee · HOA $1,212/yr
- Lake HamiltonHaines City · HOA $616/yr · CDD $2,608/yr
- Hamilton BluffLake Hamilton · HOA $620/yr · CDD $2,345/yr
- Twin FountainsLake Wales · HOA $2,160/yr
- CypresswoodWinter Haven · HOA $1,825/yr
Get a real value review from our team.
We'll pull the recent sales in your community and tell you what your home would sell for today. No obligation.