1639 Swan Lake Cir, photo 1
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Overview

3 bd2 ba1,563 sqft2 car garageSingle Family
TypeSingle Family
HOA$262/yr
Built2021
Lot7,645 sqft
Living area1,563 sqft
Price / sqft$173
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Walk-in Closet(s)Private MailboxSidewalkStreet LightsDishwasherDisposalElectric Water Heater

1639 Swan Lake Cir is a 2021-built home in Ridge/Swan Lake, Dundee. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,563 square feet of living space. Listed at $269,900 (about $173/sqft), 403 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $262 annually.

From the listing

Beautiful 3-bedroom, 2-bath home located in the desirable Ridge at Swan Lake community in Dundee. This spacious property offers 1,563 sq ft of living space, an open floor plan, and a 2-car garage. The kitchen comes fully equipped with modern appliances, while the living areas feature high ceilings and natural light. Enjoy a private backyard with room to entertain. Conveniently located near schools, shopping, and major highways. As a bonus, the home includes an additional finished room that can be used as an office or for other needs, which may not be reflected in county records. Some photos may include minor AI/virtual edits for visualization purposes. Seller is open to reasonable offers – don’t miss the chance to make this home yours! Possible assistance with buyers closing costs- ask for details

The essentials

Built
2021
Price / sqft
$173
On market
403 days
Annual tax
$3,907
HOA
$262/yr
Flood zone
X · Low risk
Lot
7,645 sqft
Type
Single Family Residence

At a glance

Single family
Built 2021
2 car garage
7,645 sqft lot
Lot size
1,563 sqft
Living area

Payment

Est. monthly payment
$1,891/mo
Down payment (20%)
$53,980
Property taxes
$326/mo
HOA
$262/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2021
Lot
7,645 sqft
Cooling
Central Air
Heating
Electric
Parking
-
Days on Market
403
Ceiling Fans(s)
Walk-in Closet(s)
Private Mailbox
Sidewalk
Street Lights
Dishwasher
Disposal
Electric Water Heater
Microwave
Range
Refrigerator
Elementary
Dundee Elem
Middle
Lake Marion Creek Middle
High
Haines City Senior High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2024)
$3,907
Parcel #
27-28-27-835826-000020

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Ridge/Swan Lake
County
Polk
MLS Area
33838 - Dundee
Lot Size
7,645 sqft
HOA
$262/yr
The Ridge al Swan Lke HOA, INC

Price history

Date
Event
Price
4/6/2026
Price change
Source: Stellar MLS #P4936205
$269,900
$173/sqft
-
Price change
Source: Stellar MLS #P4936205
$270,000-4.6%
$173/sqft
9/4/2025
Listed for sale
Source: Stellar MLS #P4936205
$283,000
$181/sqft

Neighborhood

1639 Swan Lake Cir
Dundee, FL, 33838 · 33838 - Dundee

Market insights

Offer Insights

Choose an offer strength

List price: $269,900
$267,500 – $269,900
99.5% – 100% of listTops out right at the list price
80% of listList price
33 of the last 58 home closings in 33838 landed at this number or higher (57%). The median one sat 88 days before it went under contract, and this one is on day 403 after a $13,100 cut.

Sample: 58 closed home sales in 33838 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,890/mo
Principal & interest$1,408
Property taxes$326
Insurance$135
HOA$22
Down payment20% · $53,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$269,900

$173 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,563 sq ft

Time on market

403 days

Year built

2021

Monthly payment

About $1,891/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,907 annual tax bill, insurance, and the $262/yr HOA fee.

HOA fee

$262/yr

Managed by The Ridge al Swan Lke HOA, INC.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byLA ROSA REALTY LLCListing agent: Jose FerrerListing data from Stellar MLS, MLS# P4936205.

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