Costs of owning

What it really costs to own in Florida.

Liberty Trace HOA fees

Haines City, Polk County · 33844

Homes in Liberty Trace (Haines City) pay a median $1,500 a year in HOA dues, about $125 a month, based on 15 listings. Half fall between $1,500 and $1,500. None of the listings we reviewed report a CDD.

HOA, median
$1,500/yr
About $125 a month
CDD, median
None reported

What the dues cover

  • Maintenance Grounds100% of listings
  • Common Area Taxes87% of listings

Amenities listed: Playground.

Liberty Trace cost questions

How much are HOA fees in Liberty Trace?

Homes in Liberty Trace (Haines City) pay a median $1,500 a year in HOA dues, about $125 a month, based on 15 listings. Half fall between $1,500 and $1,500.

Does Liberty Trace have a CDD?

None of the listings we reviewed report a CDD. Check the tax bill on any home you're serious about: a CDD shows up there as a separate assessment.

What does it cost each month to own in Liberty Trace, before the mortgage?

HOA comes to about $125 a month at the medians. Not enough listings reported property tax to include it. Insurance and the mortgage come on top. Property tax resets after a sale under Florida's homestead rules, so a buyer's bill can be higher than the seller's.

Where do these numbers come from?

Stellar MLS via Repliers listings in Liberty Trace from January 2026 to October 2026: homes for sale now plus closed sales in that period, one data point per address (rentals excluded). Fees are converted to annual figures. Individual homes vary by association and home type, so confirm the exact fee on any home before you make an offer.

Source: Stellar MLS via Repliers, January 2026 to October 2026. Medians from 15 addressesin subdivisions matching “LIBERTY TRACE”, phases combined. Listing data is reported by listing agents and can be out of date. Updated 2026-10-11.

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