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Saddlebag HOA fees
Lake Wales, Polk County · 33898
Homes in Saddlebag (Lake Wales) pay a median $2,936 a year in HOA dues, about $245 a month, based on 6 listings. Half fall between $2,936 and $2,936. None of the listings we reviewed report a CDD.
What the dues cover
- Sewer100% of listings
- Trash100% of listings
- Water100% of listings
Amenities listed: Clubhouse, Fitness Center, Pickleball Court(s), Pool, Recreation Facilities, Sauna.
Live inventory
For sale in Saddlebag right now
40 active listings
Saddlebag cost questions
How much are HOA fees in Saddlebag?
Homes in Saddlebag (Lake Wales) pay a median $2,936 a year in HOA dues, about $245 a month, based on 6 listings. Half fall between $2,936 and $2,936.
Does Saddlebag have a CDD?
None of the listings we reviewed report a CDD. Check the tax bill on any home you're serious about: a CDD shows up there as a separate assessment.
What does it cost each month to own in Saddlebag, before the mortgage?
HOA and property tax come to about $346 a month at the medians (property tax median $1,212 a year). Insurance and the mortgage come on top. Property tax resets after a sale under Florida's homestead rules, so a buyer's bill can be higher than the seller's.
Where do these numbers come from?
Stellar MLS via Repliers listings in Saddlebag from January 2026 to October 2026: homes for sale now plus closed sales in that period, one data point per address (rentals excluded). Fees are converted to annual figures. Individual homes vary by association and home type, so confirm the exact fee on any home before you make an offer.
Source: Stellar MLS via Repliers, January 2026 to October 2026. Medians from 6 addressesin subdivisions matching “SADDLEBAG”, phases combined. Listing data is reported by listing agents and can be out of date. Updated 2026-10-11.
Compare nearby communities
- Saddlebag LakeLake Wales · HOA $2,936/yr
- Hickory Ridge EstatesLake Wales · HOA $1,000/yr
- Country ClubLake Wales · HOA $2,249/yr
- Lakeshore ClubLake Wales · HOA $4,200/yr
- Hunt Club / Lk WalesLake Wales · CDD $2,181/yr
- Hunt Club GrovesLake Wales · HOA $960/yr · CDD $2,007/yr
- Citrus PlaceBabson Park · HOA $840/yr
- Whispering RidgeLake Wales · HOA $600/yr
- La Casa CondoLake Wales · HOA $7,440/yr
- Natures Edge ResortLake Wales · HOA $720/yr
- Chalet EstatesLake Wales · HOA $2,520/yr
- Dinner Lake ShoresLake Wales · HOA $720/yr
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