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Overview

2 bd2 ba864 sqftManufactured Home
TypeManufactured Home
HOA$734/qtr
Built1995
Lot4,308 sqft
Living area864 sqft
Price / sqft$149

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Dog RunDog ParkGolf Carts OKDryerMicrowaveRangeRefrigerator

4 Stonefly Cir is a 1995-built home in Saddlebag Lake, Lake Wales. Inside you'll find 2 bedrooms, 2 bathrooms, and 864 square feet of living space. Listed at $129,000 (about $149/sqft), 1 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $734 quarterly.

From the listing

Located in the premier 55+ gated community of Saddlebag Lake Resort, where you own the land, this 2/2 manufactured home is ready for it's new owner. The kitchen has plenty of cabinets and counter space, and comes with all the appliances. The living room includes a flat screen t.v., already mounted for the new owner. The owners suite has his and hers mirrored closets and an ensuite bathroom. Your guests will enjoy their own bedroom with built-in closets and drawers, and a separate bathroom with tub and shower. There's even a laundry closet complete with a washer and dryer! The outside of the home was designed with comfort in mind, for you and your fur babies! There's a dog run on the side, and the yard is completely fenced to keep them close. The secluded covered porch at the back of the home is the perfect place to sit and enjoy your evenings. There's a shed to store all your tools, and a "wood crib" to keep firewood stocked in. Need lots of parking? No problem! The expansive carport was added just two years ago and is large enough for three vehicles, with room on the side for an RV or boat. Other upgrades include a new AC three years ago, and composite decking and gated entries two years ago. Enjoy all the resort has to offer as well, including a crystal clear pool, hot tub, pickle ball and tennis courts, rec room with saunas and pool tables, a fitness center, shuffleboard courts and horse shoe pits, a beach house with lake side covered patio, dog park, boating and fishing - there's truly something for everyone here. The home is an exceptional value at only $129,000, and the $734 quarterly HOA fees includes your water, sewer, trash pick up and use of all the amenities. With so much to offer this home won't last long, so call now for your private tour!

The essentials

Built
1995
Price / sqft
$149
On market
17 days
Annual tax
$509
HOA
$734/qtr
Flood zone
X · Low risk
Lot
4,308 sqft
Type
Manufactured Home

At a glance

Manufactured home
Built 1995
4,308 sqft lot
Lot size
864 sqft
Living area

Payment

Est. monthly payment
$1,025/mo
Down payment (20%)
$25,800
Property taxes
$42/mo
HOA
$734/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Manufactured Home
Year Built
1995
Lot
4,308 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
17
Ceiling Fans(s)
Dog Run
Dog Park
Golf Carts OK
Dryer
Microwave
Range
Refrigerator
Washer
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$509
Parcel #
28-30-01-939010-019020

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Saddlebag Lake
County
Polk
MLS Area
33898 - Lake Wales
Lot Size
4,308 sqft
HOA
$734/qtr
Tanisha Schroeder

Price history

Date
Event
Price
9/23/2026
Listed for sale
Source: Stellar MLS #K4903812
$129,000
$149/sqft

Neighborhood

4 Stonefly Cir
Lake Wales, FL, 33898 · 33898 - Lake Wales

Market insights

Offer Insights

Choose an offer strength

List price: $129,000
$127,000 – $129,000
98.6% – 100% of listTops out right at the list price
80% of listList price
67 of the last 133 home closings in 33898 landed at this number or higher (50%). The median one sat 75 days before it went under contract, and this one is on day 17.

Sample: 133 closed home sales in 33898 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,024/mo
Principal & interest$673
Property taxes$42
Insurance$65
HOA$245
Down payment20% · $25,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$129,000

$149 per sq ft

Beds and baths

2 beds, 2 baths

Size

864 sq ft

Time on market

17 days

Year built

1995

Monthly payment

About $1,025/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $509 annual tax bill, insurance, and the $734/qtr HOA fee.

HOA fee

$734/qtr

Managed by Tanisha Schroeder.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byBENDER REALTY, LLCListing agent: Kris BenderListing data from Stellar MLS, MLS# K4903812.

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