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Overview

3 bd2 ba1,610 sqftManufactured Home
TypeManufactured Home
HOANone listed
Built1988
Lot4,160 sqft
Living area1,610 sqft
Price / sqft$112

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)ClubhouseCommunity MailboxDog ParkFitness CenterGated Community - GuardGolf Carts OKPool

94 Saddlebag Trl is a 1988-built home in Saddlebag Lake, Lake Wales. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,610 square feet of living space. Listed at $180,000 (about $112/sqft), 23 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Welcome to 94 Saddlebag Trail, a beautifully remodeled 3-bedroom, 2-bath home being sold fully furnished in the 55+ Saddlebag Lake community in Lake Wales. Extensively updated in 2025, this move-in-ready home features new plumbing and electrical, new flooring, fresh paint, new windows, an updated kitchen and bathrooms, and a brand-new carport. Enjoy the laid-back Florida lifestyle in this gated community with 24-hour on-site security, centered around beautiful Saddlebag Lake with opportunities for fishing, community docks and boat slips. An impressive variety of amenities includes a swimming pool and hot tub, tennis and pickleball courts, a golf practice range, dog park, pavilion for events and gatherings, and RV storage. Whether you're looking for a full-time residence or a Florida getaway, this fully furnished and updated home offers a turnkey opportunity with plenty of ways to relax, stay active, and enjoy life at Saddlebag Lake. Everything is in place for you to settle in and start enjoying the Florida lifestyle from day one!

The essentials

Built
1988
Price / sqft
$112
On market
23 days
Annual tax
$1,413
Flood zone
X · Low risk
Lot
4,160 sqft
Type
Manufactured Home

At a glance

Manufactured home
Built 1988
Community pool
Fitness center too
4,160 sqft lot
Lot size
1,610 sqft
Living area

Payment

Est. monthly payment
$1,147/mo
Down payment (20%)
$36,000
Property taxes
$118/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Manufactured Home
Year Built
1988
Lot
4,160 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
23
Ceiling Fans(s)
Clubhouse
Community Mailbox
Dog Park
Fitness Center
Gated Community - Guard
Golf Carts OK
Pool
Dishwasher
Microwave
Range
Refrigerator
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$1,413
Parcel #
28-30-01-939020-053100

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Saddlebag Lake
County
Polk
MLS Area
33898 - Lake Wales
Lot Size
4,160 sqft

Price history

Date
Event
Price
9/17/2026
Listed for sale
Source: Stellar MLS #L4965116
$180,000
$112/sqft

Neighborhood

94 Saddlebag Trl
Lake Wales, FL, 33898 · 33898 - Lake Wales

Market insights

Offer Insights

Choose an offer strength

List price: $180,000
$177,500 – $180,000
98.6% – 100% of listTops out right at the list price
80% of listList price
68 of the last 134 home closings in 33898 landed at this number or higher (51%). The median one sat 76 days before it went under contract, and this one is on day 23.

Sample: 134 closed home sales in 33898 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,147/mo
Principal & interest$939
Property taxes$118
Insurance$90
Down payment20% · $36,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$180,000

$112 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,610 sq ft

Time on market

23 days

Year built

1988

Monthly payment

About $1,147/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,413 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byKELLER WILLIAMS REALTYListing agent: Thomas Pais, JrListing data from Stellar MLS, MLS# L4965116.

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