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About this home
94 Saddlebag Trl is a 1988-built home in Saddlebag Lake, Lake Wales. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,610 square feet of living space. Listed at $180,000 (about $112/sqft), 23 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.
Welcome to 94 Saddlebag Trail, a beautifully remodeled 3-bedroom, 2-bath home being sold fully furnished in the 55+ Saddlebag Lake community in Lake Wales. Extensively updated in 2025, this move-in-ready home features new plumbing and electrical, new flooring, fresh paint, new windows, an updated kitchen and bathrooms, and a brand-new carport. Enjoy the laid-back Florida lifestyle in this gated community with 24-hour on-site security, centered around beautiful Saddlebag Lake with opportunities for fishing, community docks and boat slips. An impressive variety of amenities includes a swimming pool and hot tub, tennis and pickleball courts, a golf practice range, dog park, pavilion for events and gatherings, and RV storage. Whether you're looking for a full-time residence or a Florida getaway, this fully furnished and updated home offers a turnkey opportunity with plenty of ways to relax, stay active, and enjoy life at Saddlebag Lake. Everything is in place for you to settle in and start enjoying the Florida lifestyle from day one!
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The essentials
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Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$180,000
$112 per sq ft
Beds and baths
3 beds, 2 baths
Size
1,610 sq ft
Time on market
23 days
Year built
1988
Monthly payment
About $1,147/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,413 annual tax bill, insurance.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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