

Overview
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About this home
12 Saddlebag Trl N is a home in Saddlebag Lake, Lake Wales. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $734 quarterly.
Own your land in Saddlebag Lake Resort, a 55+ golf cart community of 790 parcels in Lake Wales. This lot at 12 Saddlebag Trl N, Lake Wales is ready for your RV or manufactured home, with electric, water and sewer already connected, a paved street out front and a storage shed that stays. The back of the lot offers a private setting. Days here are as full or as easy as you like: a swimming pool with water aerobics, a hot tub and sauna, a clubhouse with full kitchen, tennis and pickleball courts, shuffleboard, a golf range, an exercise building, library, dog park, an open-air beach house, and a marina with fishing, a boat launch and dock on Saddlebag Lake. A fenced and locked storage area gives owners a place to keep RVs, boats and sheds. Cats and dogs are welcome. The calendar runs from cards, crafts and bingo to dancing, music jams and community dinners.
The essentials
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Details
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$60,000
Time on market
2 days
Monthly payment
About $640/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $625 annual tax bill, insurance, and the $734/qtr HOA fee.
HOA fee
$734/qtr
Managed by Stambaugh Inc - Tanisha Schroeder.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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