16 Saddlebag Trl S, photo 1
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Overview

0 baLand
TypeLand
HOA$734/qtr
Lot3,999 sqft

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About this home

Beach AreaDog ParkFitness CenterGolf Carts OKPoolTennis Court(s)

16 Saddlebag Trl S is a home in Saddlebag Lake, Lake Wales. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $734 quarterly.

From the listing

This shaded RV lot is located in Saddlebag Lake Resort, a pet friendly 55+ gated community. Lot dimensions are approximately 46 x 83. The pavered parking pad will easily accommodate up to a 45 ft. RV, with plenty of room for vehicle parking. Well manicured and hardscaped, the lot is situated at an intersection so it's easy to back into. The site has full hookup with 20/30/50 amp service, water, sewer and communication connections (Internet and Landline phone) at the pedestal. Shed has solar powered lighting and solar exhaust fans. If you're ready to get off the road and park your RV where you can enjoy lots of amenities, you've found the right place. Choose from swimming in the sparkling community pool, relaxing in the hot tub, or playing a game of pickle ball. Of course, you might want to practice your swing at the driving range, play a friendly game of pool in the rec room, or work out in the fitness center. You can participate in planned activities in the clubhouse, go boating or fishing on Saddlebag Lake, or take your furry family members to the dog park so they can run around to their heart's content. The low quarterly HOA covers it all - plus your water, sewer and trash pick-up. Call now to schedule your private tour!

The essentials

On market
160 days
Annual tax
$674
HOA
$734/qtr
Flood zone
X · Low risk
Lot
3,999 sqft
Type
Land

At a glance

Land
Community pool
Fitness center too
3,999 sqft lot
Lot size

Payment

Est. monthly payment
$713/mo
Down payment (20%)
$14,400
Property taxes
$56/mo
HOA
$734/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
3,999 sqft
Cooling
-
Heating
-
Parking
-
Days on Market
160
Beach Area
Dog Park
Fitness Center
Golf Carts OK
Pool
Tennis Court(s)
Flood Zone X
Annual Tax (2025)
$674
Parcel #
28-30-01-939020-042050

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Saddlebag Lake
County
Polk
MLS Area
33898 - Lake Wales
Lot Size
3,999 sqft
In CountyPaved
HOA
$734/qtr
Tanisha Schroeder

Price history

Date
Event
Price
5/2/2026
Listed for sale
Source: Stellar MLS #K4903466
$72,000

Neighborhood

16 Saddlebag Trl S
Lake Wales, FL, 33898 · 33898 - Lake Wales

Calculator

Est. monthly payment
$712/mo
Principal & interest$376
Property taxes$56
Insurance$36
HOA$245
Down payment20% · $14,400
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$72,000

Time on market

160 days

Monthly payment

About $713/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $674 annual tax bill, insurance, and the $734/qtr HOA fee.

HOA fee

$734/qtr

Managed by Tanisha Schroeder.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Have another question?

Brokered byBENDER REALTY, LLCListing agent: Kris BenderListing data from Stellar MLS, MLS# K4903466.

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