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Overview

1 bd2 ba880 sqftManufactured Home
TypeManufactured Home
HOA$734/qtr
Built1984
Lot4,047 sqft
Living area880 sqft
Price / sqft$105

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Living Room/Dining Room ComboOpen FloorplanHurricane ShuttersDog ParkGolf Carts OKCooktopDryer

117 Saddlebag Trl is a 1984-built home in Saddlebag Lake, Lake Wales. Inside you'll find 1 bedrooms, 2 bathrooms, and 880 square feet of living space. Listed at $92,000 (about $105/sqft), 1 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $734 quarterly.

From the listing

Your perfect Florida retirement starts right here at 117 Saddlebag Trail, where an exceptional active-adult lifestyle meets an unbeatable price of just $92,000! Located inside the highly desirable, gated Saddlebag Lake Resort, this beautifully updated property welcomes you with open arms.This home is completely move-in ready and furnished, allowing you to walk right in and start relaxing today—tasteful furniture and essentials are all included. You will love the fresh new flooring throughout the home, which makes the entire space feel incredibly bright, modern, and open. For your ultimate peace of mind, the plumbing has been fully updated, and a brand-new water heater and power cord were replaced just 2 years ago. The sellers have poured true pride of ownership into every corner and are ready to hand over the keys—fully furnished and complete with their personal golf cart with an owner's approval! Saddlebag Lake Resort is a wonderful pet-friendly resort offering a vibrant clubhouse where you can easily get to know your friendly neighbors. The community features a heated pool, a hot tub, a recreation room with pool tables, modern fitness equipment, and saunas. Stay active out on the tennis, pickleball, and shuffleboard courts, or enjoy a game of horseshoes and practice your swing at the driving range. There is even a beach house with a fully equipped kitchen that you can reserve for your private, lakefront parties! Of course, you can easily access the water at the community boat ramp to go boating and fishing.You will truly live like you're on vacation every day! All of these premium amenities are included, as well as your sewer, trash, and water services, right in the low quarterly HOA dues. Do not miss out on this exceptional opportunity!

The essentials

Built
1984
Price / sqft
$105
On market
77 days
Annual tax
$1,084
HOA
$734/qtr
Flood zone
X · Low risk
Lot
4,047 sqft
Type
Manufactured Home

At a glance

Manufactured home
Built 1984
4,047 sqft lot
Lot size
880 sqft
Living area

Payment

Est. monthly payment
$861/mo
Down payment (20%)
$18,400
Property taxes
$90/mo
HOA
$734/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Manufactured Home
Year Built
1984
Lot
4,047 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
77
Ceiling Fans(s)
Living Room/Dining Room Combo
Open Floorplan
Hurricane Shutters
Dog Park
Golf Carts OK
Cooktop
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Flood Zone X
Annual Tax (2025)
$1,084
Parcel #
28-30-01-939020-052100

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Saddlebag Lake
County
Polk
MLS Area
33898 - Lake Wales
Lot Size
4,047 sqft
HOA
$734/qtr
Tanisha Schroeder

Price history

Date
Event
Price
7/25/2026
Listed for sale
Source: Stellar MLS #K4903657
$92,000
$105/sqft

Neighborhood

117 Saddlebag Trl
Lake Wales, FL, 33898 · 33898 - Lake Wales

Market insights

Offer Insights

Choose an offer strength

List price: $92,000
$91,000 – $92,000
98.6% – 100% of listTops out right at the list price
80% of listList price
67 of the last 133 home closings in 33898 landed at this number or higher (50%). The median one sat 75 days before it went under contract, and this one is on day 77.

Sample: 133 closed home sales in 33898 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$861/mo
Principal & interest$480
Property taxes$90
Insurance$46
HOA$245
Down payment20% · $18,400
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$92,000

$105 per sq ft

Beds and baths

1 beds, 2 baths

Size

880 sq ft

Time on market

77 days

Year built

1984

Monthly payment

About $861/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,084 annual tax bill, insurance, and the $734/qtr HOA fee.

HOA fee

$734/qtr

Managed by Tanisha Schroeder.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byBENDER REALTY, LLCListing agent: Kristi HarveyListing data from Stellar MLS, MLS# K4903657.

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