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Overview

1 bd1 ba760 sqftManufactured Home
TypeManufactured Home
HOA$734/qtr
Built1985
Lot4,500 sqft
Living area760 sqft
Price / sqft$99

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Dog ParkGolf Carts OKDryerRangeRefrigeratorWasher

32 Saddlebag Trl is a 1985-built home in Saddlebag Lake, Lake Wales. Inside you'll find 1 bedrooms, 1 bathrooms, and 760 square feet of living space. Listed at $75,000 (about $99/sqft), 1 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $734 quarterly.

From the listing

Welcome to your slice of paradise! This turnkey 1-bedroom, 1-bathroom home blends delightful retro vibes with modern comfort, offering an unbeatable low-maintenance lifestyle. Best of all, you own the land - there's no land-lease fees here! Step inside to a fully furnished, move-in ready space that perfectly captures a nostalgic, stylish aesthetic. The thoughtful layout maximizes every inch, featuring a comfortable living area, a cozy kitchen, and the ultimate convenience of an in-unit washer and dryer. The lot backs up to the woods, so you can enjoy ultimate privacy, beautiful views and no rear neighbors! Includes a spacious outdoor shed, perfect for tools, hobbies or extra storage. Just bring your suitcase and start living the resort life on day one. Located in the highly desirable, pet friendly 55+ gated community of Saddlebag Lake Resort, you will have access to a wealth of premium amenities, including a sparkling pool, clubhouse with planned activities, rec room with pool tables and saunas, a fitness center, hot tub, tennis, pickle ball and shuffleboard courts, a driving range and even a dog park for your fur babies to run around. Of course, you can spend your days boating and fishing on Saddlebag Lake where the fishing is great! Your low HOA dues covers water, sewer, trash pickup, and full use of all community amenities, making your monthly budgeting a breeze. Don't miss this rare combination of retro charm, land ownership and an active lifestyle. Schedule your tour today and start enjoying the easy life!

The essentials

Built
1985
Price / sqft
$99
On market
14 days
Annual tax
$1,153
HOA
$734/qtr
Flood zone
AE
Lot
4,500 sqft
Type
Manufactured Home

At a glance

Manufactured home
Built 1985
4,500 sqft lot
Lot size
760 sqft
Living area

Payment

Est. monthly payment
$769/mo
Down payment (20%)
$15,000
Property taxes
$96/mo
HOA
$734/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Manufactured Home
Year Built
1985
Lot
4,500 sqft
Cooling
Mini-Split Unit(s), Wall/Window Unit(s)
Heating
Other, Space Heater, Ductless
Parking
-
Days on Market
14
Dog Park
Golf Carts OK
Dryer
Range
Refrigerator
Washer
Flood Zone AE
Annual Tax (2025)
$1,153
Parcel #
28-30-01-939010-004180

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Saddlebag Lake
County
Polk
MLS Area
33898 - Lake Wales
Lot Size
4,500 sqft
HOA
$734/qtr
Tanisha Schroeder

Price history

Date
Event
Price
9/25/2026
Listed for sale
Source: Stellar MLS #K4903814
$75,000
$99/sqft

Neighborhood

32 Saddlebag Trl
Lake Wales, FL, 33898 · 33898 - Lake Wales

Market insights

Offer Insights

Choose an offer strength

List price: $75,000
$74,000 – $75,000
98.6% – 100% of listTops out right at the list price
80% of listList price
67 of the last 132 home closings in 33898 landed at this number or higher (51%). The median one sat 75 days before it went under contract, and this one is on day 14.

Sample: 132 closed home sales in 33898 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$769/mo
Principal & interest$391
Property taxes$96
Insurance$38
HOA$245
Down payment20% · $15,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$75,000

$99 per sq ft

Beds and baths

1 beds, 1 baths

Size

760 sq ft

Time on market

14 days

Year built

1985

Monthly payment

About $769/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,153 annual tax bill, insurance, and the $734/qtr HOA fee.

HOA fee

$734/qtr

Managed by Tanisha Schroeder.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byBENDER REALTY, LLCListing agent: Kris BenderListing data from Stellar MLS, MLS# K4903814.

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