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Overview

2 bd2 ba878 sqftMobile Home
TypeMobile Home
HOA$734/qtr
Built1966
Lot4,055 sqft
Living area878 sqft
Price / sqft$113

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Awning(s)Dog ParkGolf Carts OKDryerRangeRefrigeratorWasher

51 Woodruff Way is a 1966-built home in Saddlebag Lake, Lake Wales. Inside you'll find 2 bedrooms, 2 bathrooms, and 878 square feet of living space. Listed at $99,000 (about $113/sqft), 0 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $734 quarterly.

From the listing

Your perfect seasonal escape or full-time paradise awaits! Escape the cold and step right into this beautifully maintained 2-bedroom, 2-bathroom fully furnished home, offering the ultimate blend of comfort, convenience and resort-style living. Best of all, you own the land - meaning absolutely no lot rent and total peace of mind! Pack your bags and start living the Florida lifestyle on day one, as everything you see is included. The spacious living and dining areas flow effortlessly into a well-appointed kitchen, making it perfect for entertaining new friends or relaxing after a day on the move. Both bedrooms provide generous space and privacy, complemented by two full bathrooms. As a bonus, this home comes complete with its very own golf cart, perfect for cruising around the highly desirable Saddlebag Lake Resort community, famous for its premier, resort-style amenities. Whether you want to spend your days lounging by the heated pool, playing pickleball, staying active in the fitness center, or joining in on clubhouse social events, this community has it all. Of course, you'll have access to the lake for boating and fishing, and your fur babies will love running around at the dog park! There is truly something for everyone here. The low quarterly HOA dues of just $734 includes use of all the amenities, plus your water, sewer and trash pick-up. Don't miss this opportunity - schedule your private tour today!

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The essentials

Built
1966
Price / sqft
$113
On market
30 days
Annual tax
$956
HOA
$734/qtr
Flood zone
X · Low risk
Lot
4,055 sqft
Type
Mobile Home

At a glance

Manufactured home
Built 1966
4,055 sqft lot
Lot size
878 sqft
Living area

Payment

Est. monthly payment
$890/mo
Down payment (20%)
$19,800
Property taxes
$80/mo
HOA
$734/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Mobile Home
Year Built
1966
Lot
4,055 sqft
Cooling
Central Air, Mini-Split Unit(s)
Heating
Central, Other
Parking
-
Days on Market
30
Ceiling Fans(s)
Awning(s)
Dog Park
Golf Carts OK
Dryer
Range
Refrigerator
Washer
Flood Zone X
Annual Tax (2025)
$956
Parcel #
28-30-01-939020-049140

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Saddlebag Lake
County
Polk
MLS Area
33898 - Lake Wales
Lot Size
4,055 sqft
HOA
$734/qtr
Tanisha Schroeder

Price history

Date
Event
Price
9/10/2026
Listed for sale
Source: Stellar MLS #K4903771
$99,000
$113/sqft

Neighborhood

51 Woodruff Way
Lake Wales, FL, 33898 · 33898 - Lake Wales

Market insights

Offer Insights

Choose an offer strength

List price: $99,000
$98,000 – $99,000
98.6% – 100% of listTops out right at the list price
80% of listList price
67 of the last 133 home closings in 33898 landed at this number or higher (50%). The median one sat 75 days before it went under contract, and this one is on day 30.

Sample: 133 closed home sales in 33898 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$890/mo
Principal & interest$516
Property taxes$80
Insurance$50
HOA$245
Down payment20% · $19,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$99,000

$113 per sq ft

Beds and baths

2 beds, 2 baths

Size

878 sq ft

Time on market

30 days

Year built

1966

Monthly payment

About $890/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $956 annual tax bill, insurance, and the $734/qtr HOA fee.

HOA fee

$734/qtr

Managed by Tanisha Schroeder.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byBENDER REALTY, LLCListing agent: Kris BenderListing data from Stellar MLS, MLS# K4903771.

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