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Overview

1 bd1 ba816 sqftManufactured Home
TypeManufactured Home
HOA$734/qtr
Built1999
Lot4,060 sqft
Living area816 sqft
Price / sqft$108

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About this home

Ceiling Fans(s)Eat-in KitchenAwning(s)Dog ParkGolf Carts OKDryerRangeRefrigerator

47 Woodruff Way is a 1999-built home in Saddlebag Lake, Lake Wales. Inside you'll find 1 bedrooms, 1 bathrooms, and 816 square feet of living space. Listed at $88,500 (about $108/sqft), 1 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $734 quarterly.

From the listing

This 1/1 furnished and turnkey home is located in the premier 55+ gated community of Saddlebag Lake Resort, where you own the land. As a Homes of Merit trade show model, it was built with a lot of upgrades, including a built-in hutch cabinet in the dining room, and there are solid wood cabinets in the kitchen, bathroom, and bedroom. A new HVAC was installed in 2020 in the original section of the home, while a brand new mini-split system was just installed in the addition in 2026. Other recent upgrades include a new range (2023) and microwave (2022). The spacious laundry room has a utility sink and comes with a washer & dryer stack, plus there's a second refrigerator for all your extra food and drinks. The home is all on one level, no going up and down steps. Outside you'll find a 24' wide concrete driveway and patio (2010) so there's plenty of parking and room for outdoor entertaining. There's even an 8x12.5 shed with power, so you'll have a place to work on projects and store your tools. The awnings on all the windows bring maximum comfort, plus peace of mind during inclement weather. The location of this property is one of the highest elevations in the resort, so you'll sit high and dry even during the heaviest storm, and the 100 amp electric service gives you plenty of power. When you're ready to check out the amenities of the resort, take the golf cart, it, too, stays for the new owner (it was overhauled in 2024 and got new batteries). The resort has tons of amenities, all included in the low HOA dues of just $734.00 per quarter, so there's always something to do here. You can spend your days boating and fishing on Saddlebag Lake, relax in the hot tub, or take a dip in the community pool. Get to know your neighbors at the clubhouse with planned activities, or play a friendly game of tennis, pickle ball, shuffleboard or horse shoes. There's a fitness center, and a rec room with pool tables and saunas. Practice your swing at the driving range, or take your fur babies to the dog park at the back of the resort. There's an onsite post office, so you won't even have to leave to get your mail. Isn't it time you came home to Saddlebag Lake Resort? Call now to schedule your private tour and start living the good life today!

The essentials

Built
1999
Price / sqft
$108
On market
8 days
Annual tax
$1,402
HOA
$734/qtr
Flood zone
X · Low risk
Lot
4,060 sqft
Type
Manufactured Home

At a glance

Manufactured home
Built 1999
4,060 sqft lot
Lot size
816 sqft
Living area

Payment

Est. monthly payment
$868/mo
Down payment (20%)
$17,700
Property taxes
$117/mo
HOA
$734/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Manufactured Home
Year Built
1999
Lot
4,060 sqft
Cooling
Central Air, Mini-Split Unit(s)
Heating
Central
Parking
-
Days on Market
8
Ceiling Fans(s)
Eat-in Kitchen
Awning(s)
Dog Park
Golf Carts OK
Dryer
Range
Refrigerator
Washer
Flood Zone X
Annual Tax (2025)
$1,402
Parcel #
28-30-01-939020-049120

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Saddlebag Lake
County
Polk
MLS Area
33898 - Lake Wales
Lot Size
4,060 sqft
In County
HOA
$734/qtr
Tanisha Schroeder

Price history

Date
Event
Price
10/1/2026
Listed for sale
Source: Stellar MLS #K4903822
$88,500
$108/sqft

Neighborhood

47 Woodruff Way
Lake Wales, FL, 33898 · 33898 - Lake Wales

Market insights

Offer Insights

Choose an offer strength

List price: $88,500
$87,000 – $88,500
98.6% – 100% of listTops out right at the list price
80% of listList price
67 of the last 132 home closings in 33898 landed at this number or higher (51%). The median one sat 75 days before it went under contract, and this one is on day 8.

Sample: 132 closed home sales in 33898 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$867/mo
Principal & interest$462
Property taxes$117
Insurance$44
HOA$245
Down payment20% · $17,700
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$88,500

$108 per sq ft

Beds and baths

1 beds, 1 baths

Size

816 sq ft

Time on market

8 days

Year built

1999

Monthly payment

About $868/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,402 annual tax bill, insurance, and the $734/qtr HOA fee.

HOA fee

$734/qtr

Managed by Tanisha Schroeder.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

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Brokered byBENDER REALTY, LLCListing agent: Kris BenderListing data from Stellar MLS, MLS# K4903822.

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