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Overview

1 bd1 ba648 sqftVilla
TypeVilla
HOA$350/mo
Built1965
Lot1,420 sqft
Living area648 sqft
Price / sqft$164

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)ClubhouseCommunity MailboxFitness CenterParkPoolRestaurantTennis Court(s)

3111 Club Cir is a 1965-built home in Lakeshore Club, Lake Wales. Inside you'll find 1 bedrooms, 1 bathrooms, and 648 square feet of living space. Listed at $105,999 (about $164/sqft), 85 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $350 monthly.

From the listing

USDA APPROVED - MEANING YOU PAY NO DOWNPAYMENT. ASK ABOUT THE PROGRAM. Wake up to serene lake views in a community designed for both relaxation and recreation. This beautifully updated 1-bedroom, 1-bath villa features soaring cathedral ceilings, a private rear lanai, and numerous improvements, including fresh interior paint and professionally cleaned air vents (2026), a new electrical panel (2025), a remodeled bathroom (2024), ceiling fans (2023), and an AC system, water heater, kitchen cabinetry, and appliances installed in 2018. Enjoy resort-style living with an HOA that covers exterior and roof maintenance, cable, water, sewer, trash service, grounds upkeep, and 24/7 gated security. This pet-friendly, handicap-accessible community permits both short- and long-term rentals, making it ideal as a primary residence, seasonal retreat, or investment property. Residents enjoy an exceptional array of amenities, including a swimming pool, tennis and basketball courts, shuffleboard, mini-golf, a fitness center, clubhouse activities, walking trails, playgrounds, and access to Lake Walk-In-Water for boating and fishing (marina access varies). Convenient on-site services include laundry facilities, a post office, salon, restaurant, chapel, library, thrift store, and car wash.

The essentials

Built
1965
Price / sqft
$164
On market
88 days
Annual tax
$709
HOA
$350/mo
Flood zone
X · Low risk
Lot
1,420 sqft
Type
Villa

At a glance

Villa
Built 1965
Community pool
Fitness center too
1,420 sqft lot
Lot size
648 sqft
Living area

Payment

Est. monthly payment
$1,015/mo
Down payment (20%)
$21,200
Property taxes
$59/mo
HOA
$350/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Villa
Year Built
1965
Lot
1,420 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
88
Ceiling Fans(s)
Clubhouse
Community Mailbox
Fitness Center
Park
Pool
Restaurant
Tennis Court(s)
Microwave
Range
Flood Zone X
Annual Tax (2025)
$709
Parcel #
29-30-22-999997-002970

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Lakeshore Club
County
Polk
MLS Area
33854 - Fedhaven/Lakeland/Lake Wales
Lot Size
1,420 sqft
HOA
$350/mo
N/A

Price history

Date
Event
Price
8/28/2026
Price change
Source: Stellar MLS #O6424529
$105,999-3.6%
$164/sqft
7/13/2026
Listed for sale
Source: Stellar MLS #O6424529
$110,000
$170/sqft

Neighborhood

3111 Club Cir
Lake Wales, FL, 33854 · 33854 - Fedhaven/Lakeland/Lake Wales

Market insights

Offer Insights

Choose an offer strength

List price: $105,999
$105,000 – $105,999
99.5% – 100% of listTops out right at the list price
80% of listList price
11 of the last 13 townhouse or villa closings in Lake Wales landed at this number or higher (85%). The median one sat 110 days before it went under contract, and this one is on day 88 after a $4,001 cut.

Sample: 13 closed townhouse or villa sales in Lake Wales over the last 8 months, Stellar MLS. Widened past this ZIP to get a usable sample. A small sample in a thin market. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,015/mo
Principal & interest$553
Property taxes$59
Insurance$53
HOA$350
Down payment20% · $21,200
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$105,999

$164 per sq ft

Beds and baths

1 beds, 1 baths

Size

648 sq ft

Time on market

88 days

Year built

1965

Monthly payment

About $1,015/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $709 annual tax bill, insurance, and the $350/mo HOA fee.

HOA fee

$350/mo

Managed by N/A.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byNEWBERRY REALTY & DEV GRP INC.Listing agent: Gylwerd Sevilla OviedoListing data from Stellar MLS, MLS# O6424529.

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