Costs of owning

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Ridgewood Lakes HOA fees

Davenport, Polk County · 33837

Homes in Ridgewood Lakes (Davenport) pay a median $2,760 a year in HOA dues, about $230 a month, based on 29 listings. Half fall between $2,760 and $2,760. None of the listings we reviewed report a CDD.

HOA, median
$2,760/yr
About $230 a month
CDD, median
None reported
Property tax, median
$2,860/yr
Seller's bill; resets after a sale
Monthly, before mortgage
$468
HOA + tax at the medians

What the dues cover

  • Pool86% of listings
  • Recreational Facilities83% of listings
  • Guard - 24 Hour79% of listings
  • Maintenance Grounds76% of listings
  • Cable TV72% of listings
  • Private Road72% of listings

Amenities listed: Gated, Clubhouse, Fitness Center, Pickleball Court(s), Pool, Tennis Court(s).

97% of listings report a second association (often a master HOA). The figures above don't include that second fee, so the total can be higher.

Ridgewood Lakes cost questions

How much are HOA fees in Ridgewood Lakes?

Homes in Ridgewood Lakes (Davenport) pay a median $2,760 a year in HOA dues, about $230 a month, based on 29 listings. Half fall between $2,760 and $2,760.

Does Ridgewood Lakes have a CDD?

None of the listings we reviewed report a CDD. Check the tax bill on any home you're serious about: a CDD shows up there as a separate assessment.

What does it cost each month to own in Ridgewood Lakes, before the mortgage?

HOA and property tax come to about $468 a month at the medians (property tax median $2,860 a year). Insurance and the mortgage come on top. Property tax resets after a sale under Florida's homestead rules, so a buyer's bill can be higher than the seller's.

Where do these numbers come from?

Stellar MLS via Repliers listings in Ridgewood Lakes from January 2026 to October 2026: homes for sale now plus closed sales in that period, one data point per address (rentals excluded). Fees are converted to annual figures. Individual homes vary by association and home type, so confirm the exact fee on any home before you make an offer.

Source: Stellar MLS via Repliers, January 2026 to October 2026. Medians from 29 addressesin subdivisions matching “RIDGEWOOD LAKES”, phases combined. Listing data is reported by listing agents and can be out of date. Updated 2026-10-11.

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