Costs of owning

What it really costs to own in Florida.

Mount Olive Shores HOA fees

Polk City, Polk County · 33868

Homes in Mount Olive Shores (Polk City) pay a median $1,205 a year in HOA dues, about $100 a month, based on 12 listings. Half fall between $1,205 and $1,807. None of the listings we reviewed report a CDD.

HOA, median
$1,205/yr
About $100 a month
CDD, median
None reported
Property tax, median
$1,917/yr
Seller's bill; resets after a sale
Monthly, before mortgage
$260
HOA + tax at the medians

What the dues cover

  • Management92% of listings
  • Trash92% of listings
  • Maintenance Grounds83% of listings
  • Private Road75% of listings

Amenities listed: Gated, Clubhouse.

Mount Olive Shores cost questions

How much are HOA fees in Mount Olive Shores?

Homes in Mount Olive Shores (Polk City) pay a median $1,205 a year in HOA dues, about $100 a month, based on 12 listings. Half fall between $1,205 and $1,807.

Does Mount Olive Shores have a CDD?

None of the listings we reviewed report a CDD. Check the tax bill on any home you're serious about: a CDD shows up there as a separate assessment.

What does it cost each month to own in Mount Olive Shores, before the mortgage?

HOA and property tax come to about $260 a month at the medians (property tax median $1,917 a year). Insurance and the mortgage come on top. Property tax resets after a sale under Florida's homestead rules, so a buyer's bill can be higher than the seller's.

Where do these numbers come from?

Stellar MLS via Repliers listings in Mount Olive Shores from January 2026 to October 2026: homes for sale now plus closed sales in that period, one data point per address (rentals excluded). Fees are converted to annual figures. Individual homes vary by association and home type, so confirm the exact fee on any home before you make an offer.

Source: Stellar MLS via Repliers, January 2026 to October 2026. Medians from 12 addressesin subdivisions matching “MOUNT OLIVE SHORES”, phases combined. Listing data is reported by listing agents and can be out of date. Updated 2026-10-11.

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