Costs of owning

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Windsor Island Resort HOA and CDD fees

Davenport, Polk County · 33897

Homes in Windsor Island Resort (Davenport) pay a median $8,400 a year in HOA dues, about $700 a month, based on 21 listings. Half fall between $8,292 and $8,544. 86% of listings with a known CDD status (21) report one, with a median $1,899 a year collected on the property tax bill.

HOA, median
$8,400/yr
About $700 a month
CDD, median
$1,899/yr
86% of 21 listings have one
Property tax, median
$9,802/yr
Seller's bill; resets after a sale
Monthly, before mortgage
$1,675
HOA + CDD + tax at the medians

HOA by home type

Single-family homes$8,400/yr17 listings
Townhomes and villas$9,132/yr4 listings

Condos and townhomes usually pay more because their dues cover the building, roof or exterior insurance.

What the dues cover

  • Guard - 24 Hour57% of listings
  • Pool57% of listings
  • Maintenance Grounds52% of listings
  • Cable TV43% of listings
  • Internet43% of listings
  • Recreational Facilities43% of listings

Amenities listed: Clubhouse, Pool, Fitness Center, Gated, Playground, Spa/Hot Tub.

Windsor Island Resort cost questions

How much are HOA fees in Windsor Island Resort?

Homes in Windsor Island Resort (Davenport) pay a median $8,400 a year in HOA dues, about $700 a month, based on 21 listings. Half fall between $8,292 and $8,544.

Does Windsor Island Resort have a CDD?

Yes, most homes. 86% of the 21 listings with a known CDD status report one, and 18 gave an amount: a median $1,899 a year (range $1,181 to $2,508). Listings are a sample, not the district's records, so check the tax bill for the exact home. The CDD is billed on the property tax bill, not by the HOA. Part of it usually pays down bonds that end on a set date, while the operations part continues.

What does it cost each month to own in Windsor Island Resort, before the mortgage?

HOA, CDD and property tax come to about $1,675 a month at the medians (property tax median $9,802 a year). Insurance and the mortgage come on top. Property tax resets after a sale under Florida's homestead rules, so a buyer's bill can be higher than the seller's.

Where do these numbers come from?

Stellar MLS via Repliers listings in Windsor Island Resort from January 2026 to October 2026: homes for sale now plus closed sales in that period, one data point per address (rentals excluded). Fees are converted to annual figures. Individual homes vary by association and home type, so confirm the exact fee on any home before you make an offer.

Source: Stellar MLS via Repliers, January 2026 to October 2026. Medians from 21 addressesin subdivisions matching “WINDSOR ISLAND RESORT”, phases combined. Listing data is reported by listing agents and can be out of date. Updated 2026-10-11.

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