Costs of owning

What it really costs to own in Florida.

Highlands Grace HOA fees

Lakeland, Polk County · 33812

Homes in Highlands Grace (Lakeland) pay a median $783 a year in HOA dues, about $65 a month, based on 6 listings. Half fall between $783 and $783. None of the listings we reviewed report a CDD.

HOA, median
$783/yr
About $65 a month
CDD, median
None reported
Property tax, median
$5,099/yr
Seller's bill; resets after a sale
Monthly, before mortgage
$490
HOA + tax at the medians

What the dues cover

Amenities listed: Gated.

Live inventory

For sale in Highlands Grace right now

3 active listings

3339 Pearly Dr
ActivePrice reduced
House for sale
$579,900
$16k
5 bed3 bath2,531 sqft0.25 acre lot
3339 Pearly Dr
Lakeland, FL, 33812
Brokered by COLDWELL BANKER REALTY
6104 Highlands Grace Blvd
ActivePrice reduced
House for sale
$475,000
$20k
3 bed2 bath1,982 sqft0.19 acre lot
6104 Highlands Grace Blvd
Lakeland, FL, 33812
Brokered by MIHARA & ASSOCIATES INC.
3171 Pearly Dr
ActivePrice reduced
House for sale
$499,900
$50k
4 bed2 bath2,201 sqft0.22 acre lot
3171 Pearly Dr
Lakeland, FL, 33812
Brokered by COLDWELL BANKER REALTY
See all 3 Highlands Grace homes

Highlands Grace cost questions

How much are HOA fees in Highlands Grace?

Homes in Highlands Grace (Lakeland) pay a median $783 a year in HOA dues, about $65 a month, based on 6 listings. Half fall between $783 and $783.

Does Highlands Grace have a CDD?

None of the listings we reviewed report a CDD. Check the tax bill on any home you're serious about: a CDD shows up there as a separate assessment.

What does it cost each month to own in Highlands Grace, before the mortgage?

HOA and property tax come to about $490 a month at the medians (property tax median $5,099 a year). Insurance and the mortgage come on top. Property tax resets after a sale under Florida's homestead rules, so a buyer's bill can be higher than the seller's.

Where do these numbers come from?

Stellar MLS via Repliers listings in Highlands Grace from January 2026 to October 2026: homes for sale now plus closed sales in that period, one data point per address (rentals excluded). Fees are converted to annual figures. Individual homes vary by association and home type, so confirm the exact fee on any home before you make an offer.

Source: Stellar MLS via Repliers, January 2026 to October 2026. Medians from 6 addressesin subdivisions matching “HIGHLANDS GRACE”, phases combined. Listing data is reported by listing agents and can be out of date. Updated 2026-10-11.

Compare nearby communities

Own in Highlands Grace?

Get a real value review from our team.

We'll pull the recent sales in your community and tell you what your home would sell for today. No obligation.

Book a callCall now