What it really costs to own in Florida.
Ranches at McLeod HOA and CDD fees
Eagle Lake, Polk County · 33839
Homes in Ranches at McLeod (Eagle Lake) pay a median $1,416 a year in HOA dues, about $118 a month, based on 81 listings. Half fall between $1,416 and $1,416. 100% of listings with a known CDD status (81) report one, with a median $1,796 a year collected on the property tax bill.
What the dues cover
- Escrow Reserves Fund96% of listings
Amenities listed: Playground, Pool, Park.
Live inventory
For sale in Ranches at McLeod right now
6 active listings






Ranches at McLeod cost questions
How much are HOA fees in Ranches at McLeod?
Homes in Ranches at McLeod (Eagle Lake) pay a median $1,416 a year in HOA dues, about $118 a month, based on 81 listings. Half fall between $1,416 and $1,416.
Does Ranches at McLeod have a CDD?
Yes, most homes. 100% of the 81 listings with a known CDD status report one, and 81 gave an amount: a median $1,796 a year (range $1,572 to $2,062). Listings are a sample, not the district's records, so check the tax bill for the exact home. The CDD is billed on the property tax bill, not by the HOA. Part of it usually pays down bonds that end on a set date, while the operations part continues.
What does it cost each month to own in Ranches at McLeod, before the mortgage?
HOA and CDD come to about $268 a month at the medians. Not enough listings reported property tax to include it. Insurance and the mortgage come on top. Property tax resets after a sale under Florida's homestead rules, so a buyer's bill can be higher than the seller's.
Where do these numbers come from?
Stellar MLS via Repliers listings in Ranches at McLeod from January 2026 to October 2026: homes for sale now plus closed sales in that period, one data point per address (rentals excluded). Fees are converted to annual figures. Individual homes vary by association and home type, so confirm the exact fee on any home before you make an offer.
Source: Stellar MLS via Repliers, January 2026 to October 2026. Medians from 81 addressesin subdivisions matching “RANCHES AT MCLEOD”, phases combined. Listing data is reported by listing agents and can be out of date. Updated 2026-10-11.
Compare nearby communities
- Ranches / Lk McLeodEagle Lake · HOA $1,416/yr · CDD $1,965/yr
- Liberty RidgeBartow · HOA $780/yr
- Village at Windsor ReserveEagle Lake · HOA $576/yr
- Squires GroveWinter Haven · HOA $660/yr
- Eagle HammockEagle Lake · HOA $100/yr · CDD $2,587/yr
- GardensWinter Haven · HOA $350/yr
- Magnolia PreserveWinter Haven · HOA $384/yr
- Eagle LandingWinter Haven · HOA $450/yr
- Village ParkWinter Haven · HOA $660/yr
- Peach CrossingsWinter Haven · HOA $1,140/yr
- Harmony / Lk EloiseWinter Haven · HOA $360/yr
- Harmony on Lake EloiseWinter Haven · HOA $360/yr · CDD $2,089/yr
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