Costs of owning

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James Farms HOA fees

Bartow, Polk County · 33830

Homes in James Farms (Bartow) pay a median $750 a year in HOA dues, about $63 a month, based on 10 listings. Half fall between $750 and $750. None of the listings we reviewed report a CDD.

HOA, median
$750/yr
About $63 a month
CDD, median
None reported

What the dues cover

Amenities listed: Basketball Court, Pickleball Court(s), Gated, Playground, Pool, Recreation Facilities.

James Farms cost questions

How much are HOA fees in James Farms?

Homes in James Farms (Bartow) pay a median $750 a year in HOA dues, about $63 a month, based on 10 listings. Half fall between $750 and $750.

Does James Farms have a CDD?

None of the listings we reviewed report a CDD. Check the tax bill on any home you're serious about: a CDD shows up there as a separate assessment.

What does it cost each month to own in James Farms, before the mortgage?

HOA comes to about $63 a month at the medians. Not enough listings reported property tax to include it. Insurance and the mortgage come on top. Property tax resets after a sale under Florida's homestead rules, so a buyer's bill can be higher than the seller's.

Where do these numbers come from?

Stellar MLS via Repliers listings in James Farms from January 2026 to October 2026: homes for sale now plus closed sales in that period, one data point per address (rentals excluded). Fees are converted to annual figures. Individual homes vary by association and home type, so confirm the exact fee on any home before you make an offer.

Source: Stellar MLS via Repliers, January 2026 to October 2026. Medians from 10 addressesin subdivisions matching “JAMES FARMS”, phases combined. Listing data is reported by listing agents and can be out of date. Updated 2026-10-11.

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