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Overview

5 bd3 ba2,244 sqft2 car garageSingle Family
TypeSingle Family
HOA$95/mo
Built2025
Lot5,500 sqft
Living area2,244 sqft
Price / sqft$163
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)High CeilingsKitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanPest Guard SystemPrimary Bedroom Main FloorSolid Wood Cabinets

1783 White Elephant Loop is a 2025-built home in Peach Crossings, Winter Haven. Inside you'll find 5 bedrooms, 3 bathrooms, and 2,244 square feet of living space. Listed at $364,900 (about $163/sqft), 177 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $95 monthly.

From the listing

Welcome to the Spring model in Peach Crossings, a spacious five-bedroom, three-bathroom, two-story home situated on a desirable corner lot with no rear neighbors, offering extra privacy and an open feel. As you step inside, a long and inviting foyer welcomes you into the home. The first floor boasts a bright and open family room, perfect for gathering, along with a modern kitchen featuring a large island, breakfast bar, and brand-new Whirlpool appliances. A guest bedroom and a full bathroom on the main level provide a comfortable space for visitors or a private home office. Upstairs, the master retreat offers plenty of space for a king-sized bed, a dresser, and even a cozy reading nook. The en-suite bathroom includes a dual sink vanity, a linen closet for added organization, and a spacious walk-in closet for all your storage needs. The four additional bedrooms are generously sized, allowing everyone their own private space. These rooms can also be used as a home office, playroom, or hobby room to suit your lifestyle. With three full bathrooms, mornings run smoothly without congestion. A large upstairs laundry room with ample storage and a dedicated closet adds to the home’s convenience. Step outside and enjoy the covered back patio and covered front porch, perfect for relaxing or entertaining outdoors. Located in the highly sought-after Peach Crossings community, this home offers easy access to top-rated Polk County schools, shopping, dining, and local attractions. With all upgrades included, this home is move-in ready! Enjoy exceptional value and lower monthly costs with NO CDD fees in this beautiful communitySchedule your private showing today!

The essentials

Built
2025
Price / sqft
$163
On market
177 days
Annual tax
$0
HOA
$95/mo
Flood zone
X · Low risk
Lot
5,500 sqft
Type
Single Family Residence

At a glance

Single family
Built 2025
2 car garage
Driveway
5,500 sqft lot
Lot size
2,244 sqft
Living area
Brand new
Built 2025

Payment

Est. monthly payment
$2,652/mo
Down payment (20%)
$72,980
Property taxes
$0/mo
HOA
$95/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2025
Lot
5,500 sqft
Cooling
Central Air
Heating
Central, Electric, Exhaust Fan, Heat Pump
Parking
Driveway, Garage Door Opener
Days on Market
177
Ceiling Fans(s)
High Ceilings
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Pest Guard System
Primary Bedroom Main Floor
Solid Wood Cabinets
Stone Counters
Thermostat
Walk-in Closet(s)
Window Treatments
Lighting
Sidewalk
Sliding Doors
Community Mailbox
Park
Playground
Dishwasher
Disposal
Electric Water Heater
Ice Maker
Microwave
Range
Refrigerator
Elementary
Pinewood Elem
Middle
Denison Middle
High
Lake Region High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2024)
$0
Parcel #
26-29-16-689010-000290

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Peach Crossings
County
Polk
MLS Area
33884 - Winter Haven / Cypress Gardens
Lot Size
5,500 sqft
Corner LotIn CountyLandscapedPaved
HOA
$95/mo
Melrose Management

Price history

Date
Event
Price
6/25/2026
Price change
Source: Stellar MLS #TB8498625
$364,900-11.0%
$163/sqft
4/16/2026
Listed for sale
Source: Stellar MLS #TB8498625
$409,900
$183/sqft

Neighborhood

1783 White Elephant Loop
Winter Haven, FL, 33884 · 33884 - Winter Haven / Cypress Gardens

Market insights

Offer Insights

Choose an offer strength

List price: $364,900
$362,500 – $364,900
99.5% – 100% of listTops out right at the list price
80% of listList price
220 of the last 349 home closings in 33884 landed at this number or higher (63%). The median one sat 38 days before it went under contract, and this one is on day 177 after a $45,000 cut.

Sample: 349 closed home sales in 33884 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,652/mo
Principal & interest$1,903
Property taxes$471
Insurance$182
HOA$95
Down payment20% · $72,980
Interest rate6.80%
Loan term

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Property taxes estimated at 1.55% of price a year. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$364,900

$163 per sq ft

Beds and baths

5 beds, 3 baths

Size

2,244 sq ft

Time on market

177 days

Year built

2025

Monthly payment

About $2,652/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $0 annual tax bill, insurance, and the $95/mo HOA fee.

HOA fee

$95/mo

Managed by Melrose Management.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byLGI REALTY- FLORIDA, LLCListing agent: Gayle Van WagenenListing data from Stellar MLS, MLS# TB8498625.

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