1196 Lake Elbert Dr SE, photo 1
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Overview

5 bd3 ba2,242 sqftSingle Family
TypeSingle Family
HOANone listed
Built1952
Lot25,888 sqft
Living area2,242 sqft
Price / sqft$205

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Open FloorplanPrimary Bedroom Main FloorSolid Surface CountersSolid Wood CabinetsStone CountersThermostatSidewalk

1196 Lake Elbert Dr SE is a 1952-built home in East El Otis Park Rep, Winter Haven. Inside you'll find 5 bedrooms, 3 bathrooms, and 2,242 square feet of living space. Listed at $459,900 (about $205/sqft), 20 days on market. Flood zone X* - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

NO HOA Lake Front 5 bedroom 3 bath Home in Winter Haven! This beautifully remodeled home enjoys elevated views of Lake Elbert! Inside the home you find Luxury vinyl plank flooring throughout the main living area with brand new carpet for comfort in the bedrooms. The large Kitchen boasts All wood cabinetry with durable quartz countertops and brand new Stainless steel appliance package! Enjoy time outside in the Screened in porch that overlooks the lake or enjoy time in the fenced in back yard that has citrus and star fruit trees! There is workshop or storage room out back as well. All major repairs and updates have been taken care of, including: newer roof, new HVAC, Water heater, windows and doors and this beautiful home is ready for its new owner! Schedule your showing today!

The essentials

Built
1952
Price / sqft
$205
On market
20 days
Annual tax
$5,427
Flood zone
X* · Low risk
Lot
25,888 sqft
Type
Single Family Residence

At a glance

Single family
Built 1952
Water views
Water
0.59 acres
Lot size
2,242 sqft
Living area

Payment

Est. monthly payment
$3,081/mo
Down payment (20%)
$91,980
Property taxes
$452/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1952
Lot
25,888 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
20
Ceiling Fans(s)
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Solid Wood Cabinets
Stone Counters
Thermostat
Sidewalk
Dishwasher
Disposal
Exhaust Fan
Microwave
Range
Refrigerator
Homestead exemption on file Flood Zone X*
Annual Tax (2025)
$5,427
Parcel #
26-28-28-595500-000308

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
East El Otis Park Rep
County
Polk
MLS Area
33880 - Winter Haven/Eloise/JPV/Wahnetta
Lot Size
25,888 sqft
Corner LotCity LimitsLandscaped

Price history

Date
Event
Price
9/22/2026
Listed for sale
Source: Stellar MLS #P4939949
$459,900
$205/sqft

Neighborhood

1196 Lake Elbert Dr SE
Winter Haven, FL, 33880 · 33880 - Winter Haven/Eloise/JPV/Wahnetta

Market insights

Offer Insights

Choose an offer strength

List price: $459,900
$457,500 – $459,900
99.5% – 100% of listTops out right at the list price
80% of listList price
116 of the last 197 home closings in 33880 landed at this number or higher (59%). The median one sat 40 days before it went under contract, and this one is on day 20.

Sample: 197 closed home sales in 33880 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,081/mo
Principal & interest$2,399
Property taxes$452
Insurance$230
Down payment20% · $91,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$459,900

$205 per sq ft

Beds and baths

5 beds, 3 baths

Size

2,242 sq ft

Time on market

20 days

Year built

1952

Monthly payment

About $3,081/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,427 annual tax bill, insurance.

Flood zone

Zone X*

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byDALTON WADE INCListing agent: Christopher HowardListing data from Stellar MLS, MLS# P4939949.

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