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Overview

3 bd2 ba1,725 sqft2 car garageSingle Family
TypeSingle Family
HOA$180/yr
Built2020
Lot6,560 sqft
Living area1,725 sqft
Price / sqft$166
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenOpen FloorplanPrimary Bedroom Main FloorWalk-in Closet(s)Private YardSidewalkDishwasher

3184 Royal Tern Dr is a 2020-built home in Lakeside Lndgs Ph 3, Winter Haven. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,725 square feet of living space. Listed at $286,900 (about $166/sqft), 126 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $180 annually.

From the listing

Imagine yourself starting each morning with a cup of coffee on your covered lanai, enjoying the peaceful Florida weather before the day begins. Step inside this beautifully upgraded 3-bedroom, 2-bath split-plan home and you’ll immediately notice the care that’s been put into every detail. From the updated flooring throughout the bedrooms, living room, and dining room to the stunning epoxy countertops in the kitchen and bathrooms, this home blends comfort and style effortlessly. The kitchen has been refreshed with a modern backsplash, while new ceiling fans in the living room and primary bedroom add the perfect finishing touch. Outside, you’ll enjoy the privacy of a fully fenced backyard, a whole-home water filtration system, and the peace of mind that comes with a new roof installed in 2023. Conveniently located just minutes from I-4, shopping, dining, and entertainment, you’ll have everything you need close to home. Plus, enjoy access to two community pools and a community playing field. This isn’t just a house—it’s where movie nights become traditions, morning coffee becomes a ritual, and ordinary moments become memories. Ready to make it yours? Let’s schedule your private showing today.

The essentials

Built
2020
Price / sqft
$166
On market
126 days
Annual tax
$4,454
HOA
$180/yr
Flood zone
X · Low risk
Lot
6,560 sqft
Type
Single Family Residence

At a glance

Single family
Built 2020
2 car garage
6,560 sqft lot
Lot size
1,725 sqft
Living area

Payment

Est. monthly payment
$2,026/mo
Down payment (20%)
$57,380
Property taxes
$371/mo
HOA
$180/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2020
Lot
6,560 sqft
Cooling
Central Air
Heating
Solar
Parking
-
Days on Market
126
Ceiling Fans(s)
Eat-in Kitchen
Open Floorplan
Primary Bedroom Main Floor
Walk-in Closet(s)
Private Yard
Sidewalk
Dishwasher
Microwave
Range
Refrigerator
Water Filtration System
In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$4,454
Parcel #
26-28-12-531504-001890

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Lakeside Lndgs Ph 3
County
Polk
MLS Area
33881 - Winter Haven / Florence Villa
Lot Size
6,560 sqft
HOA
$180/yr
Lakeside Landings/ Artemis Lifestyles

Price history

Date
Event
Price
6/9/2026
Listed for sale
Source: Stellar MLS #L4962612
$286,900
$166/sqft

Neighborhood

3184 Royal Tern Dr
Winter Haven, FL, 33881 · 33881 - Winter Haven / Florence Villa

Market insights

Offer Insights

Choose an offer strength

List price: $286,900
$285,000 – $286,900
99.5% – 100% of listTops out right at the list price
80% of listList price
165 of the last 268 home closings in 33881 landed at this number or higher (62%). The median one sat 41 days before it went under contract, and this one is on day 126.

Sample: 268 closed home sales in 33881 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,026/mo
Principal & interest$1,496
Property taxes$371
Insurance$143
HOA$15
Down payment20% · $57,380
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$286,900

$166 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,725 sq ft

Time on market

126 days

Year built

2020

Monthly payment

About $2,026/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,454 annual tax bill, insurance, and the $180/yr HOA fee.

HOA fee

$180/yr

Managed by Lakeside Landings/ Artemis Lifestyles.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byOPULENT REALTY INTERNATIONALListing agent: Sara AvellanedaListing data from Stellar MLS, MLS# L4962612.

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