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Overview

4 bd2 ba2,032 sqft2 car garageSingle Family
TypeSingle Family
HOA$225/qtr
Built2026
Lot7,379 sqft
Living area2,032 sqft
Price / sqft$189
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
RESIDENCES AT WINTER HAVEN
Type
Single Family Residence

True monthly carry

HOA
~$75/mo
CDD bond
No CDD disclosed
Builder incentives
Ask — change weekly

What we'll do for you on a new build

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11-month inspection

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Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

About this home

Eat-in KitchenLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorStone CountersWalk-in Closet(s)LightingDeed Restrictions

2108 River Hawk Loop is a 2026-built home in Residences At Winter Haven, Winter Haven. Inside you'll find 4 bedrooms, 2 bathrooms, and 2,032 square feet of living space. Listed at $384,900 (about $189/sqft), 172 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $225 quarterly.

From the listing

Move-in Ready! Welcome to the Everglades at Residences at Winter Haven, an exclusive 63-lot semi-custom community offering exceptional craftsmanship, modern design, and a prime central Winter Haven location. This thoughtfully designed 4-bedroom, 2-bath home features an open-concept layout that blends style and functionality. At the heart of the home, the designer kitchen showcases a stunning waterfall island, 42-inch soft-close cabinetry with crown molding, stainless steel appliances, abundant storage, and a spacious walk-in pantry. The extended great room flows seamlessly to the covered lanai, creating the perfect space for everyday living and entertaining. Additional features include luxury vinyl flooring throughout the main living areas, floor-to-ceiling porcelain tile in the showers, blinds throughout, four ceiling fans, a dedicated laundry room, and a 2-10 Home Buyers Warranty for added peace of mind. Residences at Winter Haven offers low HOA fees of just $225 quarterly, no CDD fees, and the opportunity to personalize future homes by selecting your lot, floor plan, exterior finishes, interior design package, and upgrade options. Experience quality construction, thoughtful design, and a community you'll be proud to call home.

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The essentials

Built
2026
Price / sqft
$189
On market
172 days
Annual tax
$228
HOA
$225/qtr
Flood zone
X · Low risk
Lot
7,379 sqft
Type
Single Family Residence

At a glance

Single family
Built 2026
2 car garage
7,379 sqft lot
Lot size
2,032 sqft
Living area
Brand new
Built 2026

Payment

Est. monthly payment
$2,293/mo
Down payment (20%)
$76,980
Property taxes
$19/mo
HOA
$225/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
7,379 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
172
Eat-in Kitchen
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Stone Counters
Walk-in Closet(s)
Lighting
Deed Restrictions
Dishwasher
Microwave
Range
Refrigerator
Elementary
Lake Shipp Elem
Middle
Westwood Middle
High
Lake Region High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$228
Parcel #
26-28-31-641448-000210

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Residences At Winter Haven
County
Polk
MLS Area
33880 - Winter Haven/Eloise/JPV/Wahnetta
Lot Size
7,379 sqft
HOA
$225/qtr
Sarah Matthews- Don Asher

Price history

Date
Event
Price
4/23/2026
Listed for sale
Source: Stellar MLS #S5148855
$384,900
$189/sqft

Neighborhood

2108 River Hawk Loop
Winter Haven, FL, 33880 · 33880 - Winter Haven/Eloise/JPV/Wahnetta

Market insights

Offer Insights

Choose an offer strength

List price: $384,900
$382,500 – $384,900
99.5% – 100% of listTops out right at the list price
80% of listList price
117 of the last 198 home closings in 33880 landed at this number or higher (59%). The median one sat 42 days before it went under contract, and this one is on day 172.

Sample: 198 closed home sales in 33880 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,294/mo
Principal & interest$2,007
Property taxes$19
Insurance$192
HOA$75
Down payment20% · $76,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$384,900

$189 per sq ft

Beds and baths

4 beds, 2 baths

Size

2,032 sq ft

Time on market

172 days

Year built

2026

Monthly payment

About $2,293/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $228 annual tax bill, insurance, and the $225/qtr HOA fee.

HOA fee

$225/qtr

Managed by Sarah Matthews- Don Asher.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byKELLER WILLIAMS REALTY SMART 1Listing agent: Rodrigo Gomes De AlmeidaListing data from Stellar MLS, MLS# S5148855.

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