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Overview

3 bd2 ba1,265 sqft2 car garageSingle Family
TypeSingle Family
HOA$50/mo
Built2020
Lot5,685 sqft
Living area1,265 sqft
Price / sqft$225
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Attic VentilatorOpen FloorplanStone CountersThermostatVaulted Ceiling(s)Walk-in Closet(s)SidewalkSliding Doors

200 Black Skimmer Ln is a 2020-built home in Lake Deer, Winter Haven. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,265 square feet of living space. Listed at $285,000 (about $225/sqft), 343 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $50 monthly.

From the listing

PRE-FORECLOSURE - 3 Bedroom/2 Bath Home in a gated community. The home needs cosmetic work and some appliances. If you're looking for a project this is the ideal home to work with. This home has an ASSUMABLE MORTGAGE with a fixed interest rate. Come see this home today!

The essentials

Built
2020
Price / sqft
$225
On market
343 days
Annual tax
$3,477
HOA
$50/mo
Flood zone
X · Low risk
Lot
5,685 sqft
Type
Single Family Residence

At a glance

Single family
Built 2020
2 car garage
Driveway
5,685 sqft lot
Lot size
1,265 sqft
Living area

Payment

Est. monthly payment
$1,968/mo
Down payment (20%)
$57,000
Property taxes
$290/mo
HOA
$50/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2020
Lot
5,685 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway
Days on Market
343
Attic Ventilator
Open Floorplan
Stone Counters
Thermostat
Vaulted Ceiling(s)
Walk-in Closet(s)
Sidewalk
Sliding Doors
Deed Restrictions
Gated Community - No Guard
Playground
Dishwasher
Elementary
Inwood Elem
Middle
Westwood Middle
High
Winter Haven Senior

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2024)
$3,477
Parcel #
25-28-25-354615-000240

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Lake Deer
County
Polk
MLS Area
33880 - Winter Haven/Eloise/JPV/Wahnetta
Lot Size
5,685 sqft
In County
HOA
$50/mo
Garrison Property Services

Price history

Date
Event
Price
11/6/2025
Listed for sale
Source: Stellar MLS #L4957126
$285,000
$225/sqft

Neighborhood

200 Black Skimmer Ln
Winter Haven, FL, 33880 · 33880 - Winter Haven/Eloise/JPV/Wahnetta

Market insights

Offer Insights

Choose an offer strength

List price: $285,000
$282,500 – $285,000
99.5% – 100% of listTops out right at the list price
80% of listList price
120 of the last 203 home closings in 33880 landed at this number or higher (59%). The median one sat 40 days before it went under contract, and this one is on day 343.

Sample: 203 closed home sales in 33880 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,969/mo
Principal & interest$1,486
Property taxes$290
Insurance$143
HOA$50
Down payment20% · $57,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$285,000

$225 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,265 sq ft

Time on market

343 days

Year built

2020

Monthly payment

About $1,968/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,477 annual tax bill, insurance, and the $50/mo HOA fee.

HOA fee

$50/mo

Managed by Garrison Property Services.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byCOLDWELL BANKER REALTYListing agent: Linda AndreListing data from Stellar MLS, MLS# L4957126.

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