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Overview

3 bd2 ba1,925 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built1946
Lot17,999 sqft
Living area1,925 sqft
Price / sqft$148
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Split BedroomPrivate YardDishwasherMicrowaveRangeRefrigerator

706 Avenue I NE is a 1946-built home in Hutchinson Add, Winter Haven. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,925 square feet of living space. Listed at $285,000 (about $148/sqft), 94 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

With a few needed updates, you can own a private oasis in the heart of Winter Haven! This 3-bedroom, 2-bathroom home features 1,941 square feet of comfortable living space. It rests on an extra-large .41-acre lot. That gives you plenty of space to relax and enjoy outdoor living and gardening. The property features a large open pool for beating the Florida heat, with a pool room and screened patio. The home also features a large, two-car detached garage with upstairs storage space and an extra bonus workshop room. Most impressive is the house borders and overlooks the Polk State College campus, with lots of open walking trails and recreation space to enjoy. Inside, you will love the generous floor plan and great natural light. The location is truly prime. You are steps from the shores of Lake Martha, and only minutes from beautiful Lake Elbert, both offering public parks and boat ramps. You are also just a short drive from local dining and shopping. This is a rare find! Call today for your private showing! Owners are MOTIVATED!

The essentials

Built
1946
Price / sqft
$148
On market
94 days
Annual tax
$388
Flood zone
X · Low risk
Lot
17,999 sqft
Type
Single Family Residence

At a glance

Single family
Built 1946
Private pool
In Ground
2 car garage
0.41 acres
Lot size
1,925 sqft
Living area

Payment

Est. monthly payment
$1,661/mo
Down payment (20%)
$57,000
Property taxes
$32/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1946
Lot
17,999 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Pool
In Ground
Days on Market
94
Ceiling Fans(s)
Split Bedroom
Private Yard
Dishwasher
Microwave
Range
Refrigerator
Elementary
Elbert Elem
Middle
Denison Middle
High
Winter Haven Senior

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$388
Parcel #
26-28-21-579500-003010

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Hutchinson Add
County
Polk
MLS Area
33881 - Winter Haven / Florence Villa
Lot Size
17,999 sqft

Price history

Date
Event
Price
10/2/2026
Price change
Source: Stellar MLS #L4963442
$285,000-3.4%
$148/sqft
7/10/2026
Listed for sale
Source: Stellar MLS #L4963442
$295,000
$153/sqft

Neighborhood

706 Avenue I NE
Winter Haven, FL, 33881 · 33881 - Winter Haven / Florence Villa

Market insights

Offer Insights

Choose an offer strength

List price: $285,000
$282,500 – $285,000
99.5% – 100% of listTops out right at the list price
80% of listList price
164 of the last 267 home closings in 33881 landed at this number or higher (61%). The median one sat 41 days before it went under contract, and this one is on day 94 after a $10,000 cut.

Sample: 267 closed home sales in 33881 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,661/mo
Principal & interest$1,486
Property taxes$32
Insurance$143
Down payment20% · $57,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$285,000

$148 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,925 sq ft

Time on market

94 days

Year built

1946

Monthly payment

About $1,661/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $388 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byLOCKHART & ASSOCIATES INCListing agent: Steve LockhartListing data from Stellar MLS, MLS# L4963442.

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