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Overview

3 bd2 ba1,420 sqft2 car garageSingle Family
TypeSingle Family
HOA$249/qtr
Built2021
Lot6,499 sqft
Living area1,420 sqft
Price / sqft$201
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Eat-in KitchenLiving Room/Dining Room ComboOpen FloorplanPrivate YardGated Community - No GuardPlaygroundSidewalksDishwasher

276 Arbuthnot St is a 2021-built home in Sanctuary By The Lake Ph 2, Winter Haven. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,420 square feet of living space. Listed at $285,000 (about $201/sqft), 16 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $249 quarterly.

From the listing

Welcome to 276 Arbuthnot St, a beautifully maintained 3-bedroom, 2-bath home in the desirable Sanctuary by the Lake community of Winter Haven. Built in 2021, this move-in-ready home offers approximately 1,420 square feet of thoughtfully designed living space with an open-concept floor plan, vaulted ceilings, and a bright, inviting atmosphere. The kitchen is a standout, featuring quartz countertops, stainless-steel appliances, 42-inch shaker-style cabinetry, and a spacious L-shaped breakfast bar perfect for everyday meals or entertaining. The primary suite offers a walk-in closet and comfortable retreat, while additional features include an interior laundry area, whole-home water softener, and a 2-car garage. Conveniently located near shopping, dining, schools, recreation, and everything Winter Haven has to offer. Don’t miss the opportunity to make this beautiful home yours—schedule your private showing today!

The essentials

Built
2021
Price / sqft
$201
On market
16 days
Annual tax
$3,399
HOA
$249/qtr
Flood zone
X · Low risk
Lot
6,499 sqft
Type
Single Family Residence

At a glance

Single family
Built 2021
2 car garage
6,499 sqft lot
Lot size
1,420 sqft
Living area

Payment

Est. monthly payment
$1,995/mo
Down payment (20%)
$57,000
Property taxes
$283/mo
HOA
$249/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2021
Lot
6,499 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
16
Eat-in Kitchen
Living Room/Dining Room Combo
Open Floorplan
Private Yard
Gated Community - No Guard
Playground
Sidewalks
Dishwasher
Dryer
Range
Refrigerator
Washer
Flood Zone X
Annual Tax (2025)
$3,399
Parcel #
26-28-08-529017-000190

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Sanctuary By The Lake Ph 2
County
Polk
MLS Area
33881 - Winter Haven / Florence Villa
Lot Size
6,499 sqft
HOA
$249/qtr
Amelia Kirkland

Price history

Date
Event
Price
10/2/2026
Listed for sale
Source: Stellar MLS #P4940063
$285,000
$201/sqft

Neighborhood

276 Arbuthnot St
Winter Haven, FL, 33881 · 33881 - Winter Haven / Florence Villa

Market insights

Offer Insights

Choose an offer strength

List price: $285,000
$282,500 – $285,000
99.5% – 100% of listTops out right at the list price
80% of listList price
172 of the last 276 home closings in 33881 landed at this number or higher (62%). The median one sat 42 days before it went under contract, and this one is on day 16.

Sample: 276 closed home sales in 33881 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,995/mo
Principal & interest$1,486
Property taxes$283
Insurance$143
HOA$83
Down payment20% · $57,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$285,000

$201 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,420 sq ft

Time on market

16 days

Year built

2021

Monthly payment

About $1,995/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,399 annual tax bill, insurance, and the $249/qtr HOA fee.

HOA fee

$249/qtr

Managed by Amelia Kirkland.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byCHARLES RUTENBERG REALTY ORLANDOListing agent: Carmen MontesListing data from Stellar MLS, MLS# P4940063.

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