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Active
$289,900
3316 White Indigo Rd, Winter Haven, FL, 33884
$193/sqft·Harmony On Lake Eloise
Est. $1,512/moSee payment3
beds
2
baths
1,504
sqft
2
garage
Listed by DR HORTON REALTY OF CENTRAL FLORIDA LLC· Last updated · MLS# O6389109
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New construction · 2026
Different rules apply when you buy new
Build snapshot
- Build year
- 2026
- Builder
- Ask the team — not on MLS
- Community
- HARMONY ON LAKE ELOISE
- Type
- Single Family Residence
True monthly carry
- HOA
- None / TBD
- CDD bond
- Yes — typically $1,500–$3,500/yr
- Builder incentives
- Ask — change weekly
What we'll do for you on a new build
Builder contract redlines
Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.
11-month inspection
Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.
Verified incentives
We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.
CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.
About this home
Open FloorplanSolid Surface CountersThermostatWalk-in Closet(s)SidewalkSliding DoorsStreet LightsDisposal
3316 White Indigo Rd is a 2026-built home in Harmony On Lake Eloise, Winter Haven. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,504 square feet of living space. Listed at $289,900 (about $193/sqft), 80 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.
From the listing
Under Construction. Find everything you need in Harmony on Lake Eloise! Located just minutes from world class theme parks and attractions, Harmony on Lake Eloise is the perfect community to call home with its beautiful Florida lifestyle and amenities. This community boasts stunning home sites. You'll enjoy the sparkling local lakes practically in your backyard and the best local restaurants and shopping are just a short drive away. Love the outdoors? Explore nearby parks and farmer’s markets. Your home at Harmony on Lake Eloisewill be in the center of it all!!
The essentials
Built
2026
Price / sqft
$193
On market
113 days
Annual tax
$155
Flood zone
X · low risk
Lot
5,500 sqft
Type
Single Family Residence
Location
Type
Single Family Residence
Year Built
2026
Lot
5,500 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
113
Open Floorplan
Solid Surface Counters
Thermostat
Walk-in Closet(s)
Sidewalk
Sliding Doors
Street Lights
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Elementary
John Snively Elem
Middle
Denison Middle
High
Lake Region High
Districts can re-zone, so verify directly with the district before relying on these.
In a CDD (Community Development District)Flood Zone X
Annual Tax (2025)
$155
Parcel #
26-29-04-664017-002720
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Subdivision
Harmony On Lake Eloise
County
Polk
MLS Area
33884 - Winter Haven / Cypress Gardens
Lot Size
5,500 sqft
Date
Event
Price
5/28/2026
Price change
Source: Stellar MLS #O6389109
$289,900-1.4%
$193/sqft
—
Price change
Source: Stellar MLS #O6389109
$293,990+1.0%
$195/sqft
3/9/2026
Listed for sale
Source: Stellar MLS #O6389109
$290,990
$193/sqft
Enter a home price - see your real monthly payment.
Loan Details
$100K$2M
Your Results
Total Monthly Payment
$1,825
Principal, interest, tax, insurance
- P&I$1,512
- Tax$13
- Insurance$300
Loan Amount
$231,920
Down Payment %
20.0%
First Year Summary
Principal
$2,448
Interest
$15,695
Balance
$229,472
Total Interest
$312,380
Total Cost
$544,300
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